{"url_path":"/sec/crmz/10-q/2026/cover-page","section_key":"cover-page","section_title":"Cover Page","topic":"sec","document":{"doc_type":"10-Q","doc_date":"2026-05-12","source_url":"https://www.sec.gov/Archives/edgar/data/315958/0001140361-26-020775-index.html","accession_number":"0001140361-26-020775","cik":"0000315958","ticker":"CRMZ","issuer_name":"CREDITRISKMONITOR COM INC","edgar_url":"https://www.sec.gov/Archives/edgar/data/315958/0001140361-26-020775-index.html","primary_entity_key":"0000315958","primary_entity_name":"CREDITRISKMONITOR COM INC"},"word_count":610,"has_tables":true,"body_markdown":"UNITED STATES\n\nSECURITIES AND EXCHANGE COMMISSION\n\nWashington, D.C. 20549\n\n \n\nFORM 10-Q\n\n \n\n(Mark One)\n\n \n\n☑      QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\n \n\nFor the quarterly period ended March 31, 2026\n\n \n\nor\n\n \n\n☐      TRANSITION REPORT PURSUANT\nTO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\n \n\nFor the transition period from ______ to _______\n\n \n\nCommission File Number: 1-8601\n\n \n\nCreditRiskMonitor.com, Inc.\n\n(Exact name of registrant as specified in its charter)\n\n \n\nNevada\n\n \n\n36-2972588\n\n(State or other jurisdiction of incorporation or organization)\n\n \n\n(I.R.S. Employer Identification No.)\n\n \n\nAddress Not Applicable1\n\n(Address of principal executive offices, including zip code)\n\n \n\n(845) 230-3000\n\n(Registrant’s telephone number, including area code)\n\n \n\nSecurities registered pursuant to Section 12(b) of the Act:\n\nTitle of each class\n\nTrading Symbol(s)\n\nName of each exchange on which registered\n\nNone\n\nN/A\n\nN/A\n\n \n\nIndicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☑ No ☐\n\n \n\nIndicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☑ No ☐\n\n \n\nIndicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.\n\n \n\n     \n\n  Large accelerated filer  ☐\nAccelerated filer \n☐\n\n \nNon-accelerated filer \n☑\nSmaller reporting company \n☑\n\n    \nEmerging growth company \n☐\n\n \n\nIf an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐\n\n \n\nIndicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐ No ☑\n\n \n\nThe Company’s common stock is traded on the OTCQX Tier of OTC Markets. There were 10,767,501 shares of common stock $.01 par value outstanding as of May 12, 2026.\n\n \n\n1 We are a remote-only company. Accordingly, we do not maintain a headquarters. For purposes of compliance with applicable requirements of the Securities Act of 1933 and Securities Exchange Act of 1934, each as amended, any stockholder communication required to be sent to our principal executive offices may be directed to the agent for service of process at InCorp Services, Inc., 9107 West Russell Road Suite 100, Las Vegas, NV, 89148-1233.\n\n \n\n1\n\n[Index](#INDEX)\n\nCREDITRISKMONITOR.COM, INC.\n\n \n\nINDEX\n\n \n\n \n\nPage\n\n \n \n\nPART I. FINANCIAL INFORMATION\n\n \n\n \n \n\n[Item 1. Financial Statements](#Financial_Statements)\n\n \n\n \n \n\n[Condensed Balance Sheets – March 31, 2026 (Unaudited) and December 31, 2025](#BALANCE_SHEETS)\n\n3\n\n \n \n\n[Condensed Statements of Operations for the Three Months Ended March 31, 2026 and 2025 (Unaudited)](#STATEMENTS_OF_OPERATIONS)\n\n4\n\n \n \n\n[Condensed Statements of Stockholders’ Equity for the Three Months Ended March 31, 2026 and 2025 (Unaudited)](#STOCKHOLDERS_EQUITY)\n\n5\n\n \n \n\n[Condensed Statements of Cash Flows for the Three Months Ended March 31, 2026 and 2025 (Unaudited)](#CASH_FLOWS)\n\n6\n\n \n \n\n[Notes to Condensed Financial Statements (Unaudited)](#NOTES_TO_CONDENSED_FINANCIAL_STATEMENTS)\n\n7\n\n \n \n\n[Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations](#Managements_Discussion_and_Analysis_of_Financial_Condition_and_Results_of_Operations)\n\n11\n\n \n \n\n[Item 4. Controls and Procedures](#Controls_and_Procedures)\n\n14\n\n \n \n\nPART II. OTHER INFORMATION\n\n \n\n \n \n\n[Item 5. Other Information](#item5)\n\n15\n\n \n \n\n[Item 6. Exhibits](#Exhibits)\n\n15\n\n \n \n\n[SIGNATURES](#SIGNATURES)\n\n16\n\n \n\n2\n\n[Index](#INDEX)\n\nPART I. FINANCIAL INFORMATION"}