{"url_path":"/sec/crmz/10-q/2026/item-4","section_key":"item-4","section_title":"Item 4 Controls and Procedures.","topic":"sec","document":{"doc_type":"10-Q","doc_date":"2026-05-12","source_url":"https://www.sec.gov/Archives/edgar/data/315958/0001140361-26-020775-index.html","accession_number":"0001140361-26-020775","cik":"0000315958","ticker":"CRMZ","issuer_name":"CREDITRISKMONITOR COM INC","edgar_url":"https://www.sec.gov/Archives/edgar/data/315958/0001140361-26-020775-index.html","primary_entity_key":"0000315958","primary_entity_name":"CREDITRISKMONITOR COM INC"},"word_count":289,"has_tables":true,"body_markdown":"Item 4.\n\nControls and Procedures.\n\n \n\nThe Company’s management, with the participation of the Company’s Chief Executive Officer and Chief Financial Officer, has evaluated the effectiveness of the Company’s disclosure controls and procedures (as such term is defined in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as amended) as of the end of the period covered by this report. Based on that evaluation, the Company’s Chief Executive Officer and Chief Financial Officer have concluded that, as of the end of such period, the Company’s disclosure controls and procedures are effective to ensure that all material information required to be disclosed by us in reports that we file or submit under the Securities Exchange Act of 1934 are accumulated and communicated to them as appropriate to allow timely decisions regarding required disclosure and that all such information is recorded, processed, summarized and reported within the time periods specified in the SEC's rules and forms.\n\n \n\nChanges in Internal Control Over Financial Reporting\n\n \n\nThere have been no changes in the Company’s internal control over financial reporting (as such term is defined in Rules 13a-15(f) and 15d-15(f) under the Securities Exchange Act of 1934, as amended) during the most recent fiscal quarter that have materially affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting.\n\n \n\nLimitations of the Effectiveness of Internal Control\n\n \n\nA control system, no matter how well conceived and operated, can provide only reasonable, not absolute, assurance that the objectives of the internal control system are met. Because of the inherent limitations of any internal control system, no evaluation of controls can provide absolute assurance that all control issues, if any, within a company have been detected.\n\n \n\n14\n\n[Index](#INDEX)\n\nPART II. OTHER INFORMATION"}