{"url_path":"/sec/cupr/10-k/2026/item-7","section_key":"item-7","section_title":"Item 7 MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS**","topic":"sec","document":{"doc_type":"20-F","doc_date":"2026-04-27","source_url":"https://www.sec.gov/Archives/edgar/data/1995704/0001493152-26-019085-index.html","accession_number":"0001493152-26-019085","cik":"0001995704","ticker":"CUPR","issuer_name":"Cuprina Holdings (Cayman) LTD","edgar_url":"https://www.sec.gov/Archives/edgar/data/1995704/0001493152-26-019085-index.html","primary_entity_key":"0001995704","primary_entity_name":"Cuprina Holdings (Cayman) LTD"},"word_count":679,"has_tables":true,"body_markdown":"**ITEM\n7. MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS**\n\n \n\n**A.\nMajor Shareholders**\n\n \n\nPlease\nrefer to “Item 6. Directors, Senior Management and Employees — E. Share Ownership.”\n\n \n\n**B.\nRelated Party Transactions.**\n\n \n\nIn\naddition to the employment agreements, indemnification agreements and the securities issuances, we describe below the related party transactions\nof our Company that occurred during the years ended December 31, 2024 and 2025 and subsequent periods.\n\n \n\n**Amount\ndue from related parties by our Company**\n\n \n\nName of related \n  \nNature of \n\n** **\n\n**As of December 31,**\n \n\nparties \nRelationship \ntransactions \n2023  \n2024  \n2025  \n2025 \n\n  \n  \n  \nS$  \nS$  \nS$  \nUS$ \n\nCuprina Pollination Pte. Ltd.(5) \nA related party of the Company \nFor working capital purposes \n 96,971  \n 14,521  \n 115,237  \n 89,588 \n\nPestoniks Innovations Pte. Ltd.(5) \nA related party of the Company \nFor working capital purposes \n 61,170  \n 61,170  \n 61,170  \n 47,555 \n\nCuprina MENA Co., Ltd. \nAn affiliate of the Company \nFor working capital purposes \n -  \n 14,469  \n 58,925  \n 45,809 \n\nBryan Teo Yingjie(1) \nShareholder \nShares subscription in Cuprina Holdings (BVI) Limited \n 605  \n 605  \n -  \n - \n\nRachel Lee Lin(2) \nShareholder \nShares subscription in Cuprina Holdings (BVI) Limited \n 605  \n 605  \n -  \n - \n\nDorea Quek En Qi(3) \nShareholder \nShares subscription in Cuprina Holdings (BVI) Limited \n 605  \n 605  \n -  \n - \n\nDe Guzman Caroline Francesca Lee Ling(4) \nShareholder \nShares subscription in Cuprina Holdings (BVI) Limited \n 605  \n 605  \n -  \n - \n\niCapital Holdings (SG) Pte. Ltd. \nShareholder \nShares subscription in Cuprina Holdings (BVI) Limited \n 505  \n 505  \n -  \n - \n\nJimmy Lee Peng Siew \nA beneficial owner of the Company \nFor payment made on behalf \n -  \n -  \n 2,400  \n 1,866 \n\n  \n\nNote:\n\n \n\n(1)\nMr. Bryan Teo Yingjie is one of our employees and the son of one of our directors and principal shareholders, Mr. Teo.\n\n \n\n(2)\nMs. Rachel Lee Lin is one of our employees and the daughter of one of our directors and principal shareholders, Mr. Lee.\n\n \n\n(3)\nMs. Dorea Quek En Qi is one of our ex-employees and the sister of the chief executive officer and one of our directors and principal\nshareholders, Mr. Quek.\n\n \n\n(4)\nMs. De Guzman Caroline Francesca Lee Ling and iCapital Holdings (SG) Pte. Ltd. ceased to be the related parties of the Company as of\nDecember 31, 2025, following their disposal of the shareholding in the Company, respectively, during the year.\n\n \n\n(5) Principal shareholders of these entities are also the principal shareholders of the Company.\n\n \n\nThe\namounts due from the related parties listed above are interest free, unsecured, and due on demand without an agreement.\n\n \n\n104\n\n \n\n \n\n**Amount\ndue to related parties by our Company**\n\n \n\n**Name\nof****related**\n \n  \nNature of \nAs of December 31, \n\nparties \nRelationship \ntransactions \n2023  \n2024  \n2025  \n2025 \n\n  \n  \n  \nS$  \nS$  \nS$  \nUS$ \n\nCuprina Holding Pte. Ltd. \nShareholder \nFor working capital purposes \n 2,931,765  \n 2,931,765  \n 2,930,516  \n 2,278,252 \n\nJimmy Lee Peng Siew \nA beneficial owner of the Company \nFor working capital purposes \n 986,860  \n 1,451,629  \n -  \n - \n\nDavid Quek Yong Qi \nA beneficial owner of the Company \nFor working capital purposes \n 18,596  \n 237,618  \n -  \n - \n\nBryan Teo Yingjie \nShareholder \nFor working capital purposes \n 7,997  \n 105,979  \n -  \n - \n\nRachel Lee Lin \nShareholder \nFor working capital purposes \n 10,476  \n 67,654  \n -  \n - \n\nCuprina Farm Sdn. Bhd(1) \nA related party of the Company \nOver-settlement for the receivable balance due from Cuprina Farm Sdn. Bhd. \n 4,134  \n 4,134  \n 4,134  \n 3,214 \n\nCuprina MENA Co., Ltd \nAn affiliate of the Company \nOutstanding share subscription in Cuprina MENA Co., Ltd and outstanding sharing of working capital \n 25,898  \n -  \n -  \n - \n\nDorea Quek En Qi \nShareholder \nFor working capital purposes \n -  \n 6,395  \n -  \n - \n\nTeo Peng Kwang \nA beneficial owner of the Company \nFor working capital purposes \n -  \n 620,822  \n -  \n - \n\nNg Bee Poh \nAn immediate family member of a beneficial owner of the Company \nFor working capital purposes \n -  \n 200,000  \n -  \n - \n\n \n\nNote:\n\n \n\n(1) Principal shareholders of this entity are also the\nprincipal shareholders of the Company.\n\n \n\nThe\namounts due to the related parties listed above are interest free, unsecured, and due on demand without an agreement.\n\n \n\n**Policies\nand Procedures for Related Party Transactions**\n\n \n\nOur\nboard of directors has created an audit committee in connection with the IPO which will be tasked with review and approval of all related\nparty transactions.\n\n \n\n**C.\nInterests of Experts and Counsel**\n\n \n\nNot\napplicable."}