{"url_path":"/sec/efor/8-k/2026-07-09/item-1-01","section_key":"item-1-01","section_title":"Item 1.01 Entry into a Material Definitive Agreement.","topic":"sec","document":{"doc_type":"8-K","doc_date":"2026-07-09","source_url":"https://www.sec.gov/Archives/edgar/data/890564/0000890564-26-000045-index.html","accession_number":"0000890564-26-000045","cik":"0000890564","ticker":"EFOR","issuer_name":"Everforth Inc","edgar_url":"https://www.sec.gov/Archives/edgar/data/890564/0000890564-26-000045-index.html","primary_entity_key":"0000890564","primary_entity_name":"Everforth Inc"},"word_count":481,"has_tables":true,"body_markdown":"Item 1.01. Entry into a Material Definitive Agreement.\n\nOn July 7, 2026, Everforth, Inc. (the “Company”) entered into the Third Amendment to its Third Amended and Restated Credit Agreement (the “Third Amendment”), by and among the Company, the lenders party thereto and Wells Fargo Bank, National Association, as administrative agent. The Third Amendment amends the Company’s existing Third Amended and Restated Credit Agreement, dated as of August 31, 2023 (as amended, restated, amended and restated, supplemented and otherwise modified to date, the “Existing Credit Agreement” and the Existing Credit Agreement as amended by the Third Amendment, the “Credit Agreement”) by, among other things, (a) increasing the aggregate commitments under the revolving credit facility from $500.0 million to $600.0 million, (b) extending the maturity of the revolving credit facility from February 14, 2028 to July 7, 2031; provided, that if any of the Company’s 2028 senior unsecured notes remain outstanding on the date that is ninety-one days prior to the stated maturity thereof in an aggregate principal amount in excess of $110.0 million or the Company’s term B loans remain outstanding on the date that is ninety-one days prior to the stated maturity thereof, then the maturity date of the revolving credit facility will instead be the date that is ninety-one days prior to the stated maturity of the Company’s 2028 senior unsecured notes or term B loans, or any permitted refinancing or extension of such indebtedness, as applicable, (c) amending the interest rate for the revolving credit facility to range from, at the Company’s option, Term SOFR (as defined in the Credit Agreement) plus an applicable margin of 1.75 to 2.75 percent or the base rate plus an applicable margin of 0.75 to 1.75 percent, and (d) amending the consolidated secured leverage ratio financial covenant to step down from 3.75 to 1.00 to 3.50 to 1.00 starting with the quarter ending June 30, 2027 and to step down from 3.50 to 1.00 to 3.25 to 1.00 starting with the quarter ending June 30, 2028.\n\nProceeds of borrowings on the revolving credit facility were used in part to pay off the Company’s existing term A loans in full.\n\nConsistent with the Existing Credit Agreement, the Company’s obligations in respect of the revolving credit facility and term B loans are secured by substantially all of the Company’s assets, subject to customary exceptions, and guaranteed by the material domestic subsidiaries of the Company.\n\nThe Company and its subsidiaries are otherwise subject to the same terms and conditions as those set forth in the Existing Credit Agreement, including but not limited to representations and warranties, affirmative and negative covenants, and events of default.\n\nThe foregoing description of the Third Amendment is only a summary and is qualified in its entirety by reference to the full text of the Third Amendment, a copy of which is attached hereto as Exhibit 10.1 and incorporated herein by reference."}