{"url_path":"/sec/enva/8-k/2026-06-25/item-1-01","section_key":"item-1-01","section_title":"Item 1.01 Entry into a Material Definitive Agreement.","topic":"sec","document":{"doc_type":"8-K","doc_date":"2026-06-25","source_url":"https://www.sec.gov/Archives/edgar/data/1529864/0001193125-26-283034-index.html","accession_number":"0001193125-26-283034","cik":"0001529864","ticker":"ENVA","issuer_name":"Enova International, Inc.","edgar_url":"https://www.sec.gov/Archives/edgar/data/1529864/0001193125-26-283034-index.html","primary_entity_key":"0001529864","primary_entity_name":"Enova International, Inc."},"word_count":221,"has_tables":true,"body_markdown":"## Item 1.01 Entry into a Material Definitive Agreement.\n\nODR 2022 Securitization Facility\n\nOn June 25, 2026, OnDeck Receivables 2022, LLC (“ODR 2022”), a wholly-owned indirect subsidiary of Enova International, Inc. (the “Company”), amended its existing revolving receivables facility (the “ODR 2022 Securitization Facility”) by entering into that certain Amendment No. 5 to Credit Agreement and Reaffirmation of Performance Guaranty (the “Amendment”) with the lenders party thereto from time to time, BMO Capital Markets Corp., as administrative agent and collateral agent, and the Company, as performance guarantor.\n\nThe following table summarizes certain key terms of the amended ODR 2022 Securitization Facility and reflects weighted-average blended rates. The actual rates applicable under the Credit Agreement vary during the facility term.\n\n \n\n \n\n \n\n \n\n \n\nClass A Revolving Loans\n\nClass B Revolving Loans\n\nTotal Facility\n\nCommitment Amount\n\n$338,000,000\n\n$82,000,000\n\n$420,000,000\n\nBorrowing Rate\n\nCP Rate + 2.35%\n\nSOFR + 7.50%\n\nCP/SOFR + 3.36%\n\nBorrowing Base Advance Rate\n\n71.25%\n\n88.75%\n\n88.75%\n\nRevolving Period End Date\n\nJune 2028\n\nJune 2028\n\nJune 2028\n\nMaturity Date\n\nJune 2029\n\nJune 2029\n\nJune 2029\n\nThe foregoing description of the Amendment does not purport to be complete and is qualified in its entirety by reference to the Credit Agreement, as amended by the Amendment, which will be filed as an exhibit to the Company’s Quarterly Report on Form 10‑Q for the quarter ending June 30, 2026."}