{"url_path":"/sec/gbfh/10-q/2026/cover-page","section_key":"cover-page","section_title":"Cover Page","topic":"sec","document":{"doc_type":"10-Q","doc_date":"2026-05-15","source_url":"https://www.sec.gov/Archives/edgar/data/1791145/0001193125-26-226363-index.html","accession_number":"0001193125-26-226363","cik":"0001791145","ticker":"GBFH","issuer_name":"GBank Financial Holdings Inc.","edgar_url":"https://www.sec.gov/Archives/edgar/data/1791145/0001193125-26-226363-index.html","primary_entity_key":"0001791145","primary_entity_name":"GBank Financial Holdings Inc."},"word_count":429,"has_tables":true,"body_markdown":"10-Q\n\nfalse0001791145Q1--12-3100017911452024-12-310001791145us-gaap:SubstandardMemberus-gaap:CommercialAndIndustrialSectorMember2025-12-310001791145gbfh:TwoThousandTwentySixNotesMember2026-01-150001791145gbfh:ConstructionAndLandDevelopmentMember2025-12-310001791145us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2026-03-3100017911452025-01-012025-12-310001791145us-gaap:PassMember2025-12-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialRealEstate-OwnerOccupiedMembergbfh:ImpairedLoansMemberus-gaap:MeasurementInputDiscountRateMembersrt:MaximumMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:HotelMotelMember2025-12-310001791145us-gaap:SpecialMentionMembergbfh:SingleFamilyHELOCMember2026-03-310001791145gbfh:CurrentPeriodGrossChargeOffsMemberus-gaap:CommercialAndIndustrialSectorMember2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:RelatedAllowanceMember2026-03-310001791145us-gaap:FinancingReceivables60To89DaysPastDueMembergbfh:ConstructionAndLandDevelopmentMember2026-03-310001791145gbfh:SingleFamilyHELOCMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMembergbfh:RetailShoppingCenterMember2025-12-310001791145us-gaap:RestrictedStockMember2026-01-012026-03-310001791145gbfh:CreditCardCommitmentsMember2025-01-012025-12-310001791145gbfh:CurrentPeriodGrossRecoveriesMembergbfh:CommercialRealEstate-Non-OwnerOccupiedMember2026-03-310001791145us-gaap:EmployeeStockOptionMember2025-01-012025-03-310001791145gbfh:SingleFamilyHELOCMemberus-gaap:FinancialAssetPastDueMember2025-12-310001791145us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueInputsLevel1Member2026-03-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMembergbfh:ConstructionAndLandDevelopmentMember2025-12-310001791145gbfh:NonaccrualMembersrt:MultifamilyMember2025-12-310001791145gbfh:OtherBorrowingArrangementsMember2026-03-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMembergbfh:SingleFamilySrLienMember2025-12-310001791145gbfh:LinesOfCreditMember2026-03-310001791145us-gaap:CommitmentsMember2022-04-012022-06-300001791145us-gaap:AdditionalPaidInCapitalMember2026-03-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:ConsumerSectorMember2025-12-310001791145us-gaap:AdditionalPaidInCapitalMember2024-12-310001791145us-gaap:FinancialAssetNotPastDueMember2025-12-310001791145us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMember2024-12-310001791145us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:MarketApproachValuationTechniqueMembergbfh:ImpairedLoansMembersrt:MinimumMemberus-gaap:MeasurementInputDiscountRateMember2025-12-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMembergbfh:ConstructionAndLandDevelopmentMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:CurrentPeriodGrossChargeOffsMember2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:OtherMember2025-12-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:CommercialAndIndustrialSectorMember2026-03-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2025-12-310001791145us-gaap:FinancialAssetNotPastDueMembersrt:MultifamilyMember2025-12-310001791145us-gaap:AccumulatedOtherComprehensiveIncomeMember2025-12-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMembergbfh:SingleFamilyJrLienMember2026-03-310001791145us-gaap:FinancialAssetNotPastDueMembergbfh:CommercialRealEstate-OwnerOccupiedMember2026-03-310001791145us-gaap:FinancingReceivables60To89DaysPastDueMembergbfh:CommercialRealEstate-OwnerOccupiedMember2025-12-310001791145gbfh:SingleFamilyHELOCMember2025-12-310001791145us-gaap:FinancialAssetNotPastDueMember2026-03-310001791145gbfh:WithRelatedAllowanceMembergbfh:CommercialRealEstate-Non-OwnerOccupiedMember2025-12-310001791145us-gaap:AdditionalPaidInCapitalMember2025-12-310001791145gbfh:OtherMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMember2025-03-310001791145gbfh:UndisbursedLoanMemberstpr:NC2026-01-012026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-12-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMember2025-12-3100017911452025-09-300001791145us-gaap:StandbyLettersOfCreditMember2025-01-012025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:NonaccrualMember2026-03-310001791145us-gaap:RetainedEarningsMember2024-12-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMembergbfh:SingleFamilySrLienMember2025-12-310001791145us-gaap:ConsumerSectorMember2025-03-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMembersrt:MultifamilyMember2026-03-310001791145gbfh:SingleFamilySrLienMember2025-01-012025-03-310001791145us-gaap:ConsumerSectorMembergbfh:CurrentPeriodGrossRecoveriesMember2025-12-310001791145srt:MultifamilyMemberus-gaap:SpecialMentionMember2026-03-310001791145us-gaap:ConsumerSectorMemberus-gaap:SubstandardMember2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:PassMember2025-12-310001791145us-gaap:SpecialMentionMembergbfh:SingleFamilyHELOCMember2025-12-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:MeasurementInputDiscountRateMembergbfh:ImpairedLoansMembersrt:MinimumMember2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMember2026-03-310001791145gbfh:UndisbursedLoanMemberstpr:TX2026-03-310001791145gbfh:NonaccrualMember2026-03-310001791145us-gaap:FinancialAssetNotPastDueMemberus-gaap:ConsumerSectorMember2025-12-310001791145us-gaap:CommercialAndIndustrialSectorMemberus-gaap:FinancialAssetNotPastDueMember2025-12-310001791145gbfh:CommercialAndIndustrialMembergbfh:HotelMotelMember2026-03-310001791145us-gaap:SpecialMentionMemberus-gaap:CommercialAndIndustrialSectorMember2025-12-310001791145us-gaap:ConsumerSectorMemberus-gaap:PassMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001791145gbfh:SingleFamilyJrLienMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:SpecialMentionMember2025-12-310001791145us-gaap:RetainedEarningsMember2025-01-012025-03-3100017911452026-05-060001791145us-gaap:CommercialAndIndustrialSectorMembergbfh:NonaccrualMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:SpecialMentionMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FinancialAssetNotPastDueMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-12-310001791145us-gaap:CommitmentsMember2026-01-012026-03-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialRealEstate-OwnerOccupiedMembersrt:MinimumMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2026-03-310001791145gbfh:NonaccrualMemberus-gaap:ConsumerSectorMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMember2026-03-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001791145gbfh:SingleFamilySrLienMemberus-gaap:PassMember2026-03-310001791145us-gaap:FinancialAssetNotPastDueMembergbfh:SingleFamilyHELOCMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:OtherMember2026-03-310001791145us-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:ConsumerSectorMember2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001791145us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMember2025-12-3100017911452026-03-310001791145gbfh:RevolvingConsumerLoansMember2026-01-012026-03-310001791145us-gaap:CreditCardIntermediaryReceivablesMember2026-01-012026-03-310001791145us-gaap:CommercialAndIndustrialSectorMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2025-12-310001791145gbfh:NonaccrualMembersrt:MultifamilyMember2026-03-310001791145gbfh:UndisbursedLoanMembergbfh:OtherMember2026-03-310001791145us-gaap:CommonStockMember2026-01-012026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMembergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:MarketApproachValuationTechniqueMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMember2026-03-310001791145gbfh:SingleFamilyJrLienMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-12-310001791145gbfh:CommercialAndIndustrialMembergbfh:RelatedAllowanceMember2026-03-310001791145gbfh:OtherBorrowingArrangementsMember2026-01-012026-03-310001791145us-gaap:CommercialAndIndustrialSectorMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:NonaccrualMember2025-12-310001791145gbfh:CurrentPeriodGrossChargeOffsMemberus-gaap:CommercialAndIndustrialSectorMember2025-12-310001791145gbfh:BusinessAssetsMember2025-12-310001791145gbfh:TwoThousandTwentySixNotesMember2026-01-140001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMember2025-12-310001791145us-gaap:RetainedEarningsMember2025-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:SpecialMentionMember2026-03-310001791145us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueInputsLevel3Member2025-12-310001791145gbfh:UndisbursedLoanMembergbfh:OtherMember2026-01-012026-03-310001791145us-gaap:PassMember2026-03-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMembergbfh:ConstructionAndLandDevelopmentMember2026-03-310001791145us-gaap:AccumulatedOtherComprehensiveIncomeMember2026-03-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMembergbfh:SingleFamilyJrLienMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialAndIndustrialMemberus-gaap:MarketApproachValuationTechniqueMembersrt:MinimumMembergbfh:ImpairedLoansMemberus-gaap:MeasurementInputDiscountRateMember2026-03-310001791145us-gaap:ConsumerSectorMember2025-12-310001791145gbfh:CommercialAndIndustrialMembergbfh:OtherMember2025-12-310001791145gbfh:ConstructionAndLandDevelopmentMember2025-01-012025-03-310001791145gbfh:TwoThousandTwentyNotesMember2026-01-152026-01-150001791145us-gaap:FairValueInputsLevel2Membergbfh:CommercialAndIndustrialMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2026-03-310001791145gbfh:CommercialAndIndustrialMemberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel1Membergbfh:OtherRealEstateOwnedMember2025-12-310001791145gbfh:SingleFamilyJrLienMember2025-01-012025-03-310001791145gbfh:CommercialAndIndustrialMember2026-01-012026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel1Membergbfh:OtherRealEstateOwnedMember2025-12-310001791145srt:MultifamilyMember2026-03-310001791145us-gaap:FinancialAssetPastDueMember2026-03-310001791145srt:MultifamilyMember2026-03-310001791145gbfh:UndisbursedLoanMemberstpr:OH2026-01-012026-03-310001791145us-gaap:CommercialAndIndustrialSectorMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-12-310001791145us-gaap:SubstandardMembergbfh:SingleFamilyHELOCMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel1Membergbfh:OtherRealEstateOwnedMember2026-03-310001791145us-gaap:SubstandardMember2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:SubstandardMember2025-12-310001791145gbfh:SingleFamilyJrLienMember2024-12-310001791145gbfh:AmortizedCostForInvestmentMember2025-12-310001791145gbfh:SingleFamilySrLienMemberus-gaap:SubstandardMember2026-03-310001791145us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2025-12-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:MeasurementInputDiscountRateMembergbfh:ImpairedLoansMembersrt:MaximumMember2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:RetailShoppingCenterMember2025-12-310001791145us-gaap:ConsumerSectorMember2025-12-310001791145gbfh:SingleFamilyHELOCMemberus-gaap:FinancialAssetPastDueMember2026-03-310001791145us-gaap:AccumulatedOtherComprehensiveIncomeMember2026-01-012026-03-310001791145gbfh:WithoutRelatedAllowanceMembergbfh:CommercialRealEstate-OwnerOccupiedMember2026-03-310001791145gbfh:ConstructionAndLandDevelopmentMemberus-gaap:SpecialMentionMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMembersrt:WeightedAverageMemberus-gaap:MarketApproachValuationTechniqueMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145gbfh:SingleFamilySrLienMember2025-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMembergbfh:BusinessAssetsMember2026-03-310001791145us-gaap:SubstandardMemberus-gaap:CommercialAndIndustrialSectorMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001791145gbfh:SingleFamilySrLienMemberus-gaap:SubstandardMember2025-12-310001791145gbfh:WithRelatedAllowanceMembergbfh:CommercialAndIndustrialMember2025-12-310001791145gbfh:RetailShoppingCenterMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMembergbfh:CommercialAndIndustrialMemberus-gaap:MarketApproachValuationTechniqueMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:MarketApproachValuationTechniqueMemberus-gaap:MeasurementInputDiscountRateMembersrt:MinimumMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FinancialAssetPastDueMember2025-12-310001791145us-gaap:RetainedEarningsMember2026-01-012026-03-310001791145us-gaap:PassMembergbfh:SingleFamilyJrLienMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2026-03-310001791145gbfh:RetailShoppingCenterMember2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:PassMember2025-12-310001791145gbfh:CommercialAndIndustrialMemberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel1Membergbfh:OtherRealEstateOwnedMember2026-03-310001791145gbfh:SingleFamilySrLienMemberus-gaap:FinancialAssetPastDueMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FinancialAssetPastDueMember2026-03-310001791145gbfh:SingleFamilyJrLienMember2026-03-310001791145us-gaap:FinancialAssetNotPastDueMembergbfh:ConstructionAndLandDevelopmentMember2025-12-310001791145gbfh:SingleFamilyJrLienMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:RelatedAllowanceMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FinancialAssetNotPastDueMember2026-03-310001791145us-gaap:CommercialAndIndustrialSectorMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2026-03-310001791145srt:MultifamilyMemberus-gaap:SpecialMentionMember2025-12-310001791145gbfh:SingleFamilySrLienMember2026-01-012026-03-310001791145gbfh:CommercialAndIndustrialMembergbfh:BusinessAssetsMember2026-03-310001791145us-gaap:FairValueInputsLevel2Membergbfh:CommercialAndIndustrialMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel1Membergbfh:OtherRealEstateOwnedMember2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:HotelMotelMember2026-03-310001791145us-gaap:FairValueInputsLevel2Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMember2026-03-310001791145us-gaap:ConsumerSectorMember2024-12-310001791145us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2026-03-310001791145srt:MultifamilyMember2025-12-310001791145gbfh:SingleFamilySrLienMember2024-12-310001791145srt:MultifamilyMember2024-12-310001791145us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMember2026-03-310001791145gbfh:UndisbursedLoanMemberstpr:NC2026-03-310001791145us-gaap:FinancialAssetNotPastDueMembergbfh:SingleFamilyHELOCMember2026-03-310001791145us-gaap:FairValueInputsLevel2Membergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145gbfh:CreditCardCommitmentsMember2026-01-012026-03-310001791145us-gaap:CommercialAndIndustrialSectorMember2025-12-310001791145us-gaap:ConsumerSectorMemberus-gaap:PassMember2026-03-310001791145gbfh:NonaccrualMembergbfh:ConstructionAndLandDevelopmentMember2026-03-310001791145gbfh:CommercialAndIndustrialMembergbfh:RetailShoppingCenterMember2026-03-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialRealEstate-OwnerOccupiedMembersrt:MinimumMembergbfh:ImpairedLoansMemberus-gaap:MeasurementInputDiscountRateMember2025-12-310001791145us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001791145us-gaap:SubstandardMembergbfh:SingleFamilyJrLienMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:SpecialMentionMember2026-03-310001791145us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001791145us-gaap:FinancialAssetNotPastDueMembergbfh:ConstructionAndLandDevelopmentMember2026-03-310001791145us-gaap:FinancialAssetNotPastDueMembergbfh:SingleFamilySrLienMember2026-03-310001791145gbfh:UndisbursedLoanMemberstpr:NV2026-03-310001791145gbfh:WithRelatedAllowanceMembergbfh:CommercialRealEstate-OwnerOccupiedMember2025-12-310001791145gbfh:CommercialAndIndustrialMember2025-12-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMembergbfh:ConstructionAndLandDevelopmentMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:MarketApproachValuationTechniqueMemberus-gaap:MeasurementInputDiscountRateMembergbfh:ImpairedLoansMembersrt:MaximumMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMember2026-03-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMembergbfh:CommercialRealEstate-OwnerOccupiedMember2025-12-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2026-03-310001791145us-gaap:AdditionalPaidInCapitalMember2026-01-012026-03-310001791145us-gaap:NonvotingCommonStockMember2026-03-310001791145us-gaap:FinancialAssetNotPastDueMembergbfh:CommercialRealEstate-OwnerOccupiedMember2025-12-310001791145gbfh:SingleFamilyJrLienMemberus-gaap:FinancialAssetPastDueMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:MeasurementInputDiscountRateMembersrt:MinimumMembergbfh:OtherRealEstateOwnedMember2026-03-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMembersrt:MultifamilyMember2026-03-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerSectorMember2026-03-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMembergbfh:SingleFamilyHELOCMember2026-03-310001791145us-gaap:PassMembergbfh:SingleFamilyHELOCMember2025-12-310001791145us-gaap:SubstandardMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:PassMember2026-03-310001791145gbfh:SingleFamilyHELOCMembergbfh:NonaccrualMember2025-12-310001791145us-gaap:FinancialAssetPastDueMembersrt:MultifamilyMember2025-12-310001791145gbfh:UndisbursedLoanMemberstpr:NV2026-01-012026-03-310001791145srt:MultifamilyMember2025-03-310001791145gbfh:SingleFamilySrLienMember2026-03-310001791145us-gaap:FinancingReceivables60To89DaysPastDueMembersrt:MultifamilyMember2026-03-310001791145gbfh:UndisbursedLoanMemberstpr:CA2026-03-310001791145us-gaap:CommercialAndIndustrialSectorMember2026-03-310001791145gbfh:ConstructionAndLandDevelopmentMember2024-12-310001791145gbfh:CommercialAndIndustrialMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145us-gaap:FinancialAssetNotPastDueMembergbfh:SingleFamilyJrLienMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:WithoutRelatedAllowanceMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMembergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:MarketApproachValuationTechniqueMembergbfh:ImpairedLoansMemberus-gaap:MeasurementInputDiscountRateMember2025-12-310001791145gbfh:SingleFamilyJrLienMember2026-01-012026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMember2025-12-310001791145gbfh:CommercialAndIndustrialMembergbfh:RetailShoppingCenterMember2025-12-310001791145us-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMember2026-03-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialAndIndustrialMembersrt:MinimumMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145us-gaap:CommonStockMember2024-12-310001791145us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueInputsLevel1Member2025-12-310001791145gbfh:AvailablesForSaleSecuritiesMember2025-12-310001791145gbfh:SingleFamilySrLienMemberus-gaap:SpecialMentionMember2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:SubstandardMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialAndIndustrialMemberus-gaap:MarketApproachValuationTechniqueMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMembersrt:MaximumMember2026-03-310001791145gbfh:SingleFamilyHELOCMembergbfh:NonaccrualMember2026-03-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMembersrt:MultifamilyMember2025-12-310001791145us-gaap:FairValueInputsLevel2Membergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2026-03-310001791145gbfh:SingleFamilySrLienMember2025-12-310001791145gbfh:WithRelatedAllowanceMembergbfh:CommercialRealEstate-OwnerOccupiedMember2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMembergbfh:CurrentPeriodGrossChargeOffsMember2025-12-310001791145us-gaap:SpecialMentionMember2025-12-310001791145us-gaap:CommercialAndIndustrialSectorMemberus-gaap:FinancialAssetPastDueMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:BusinessAssetsMember2025-12-310001791145gbfh:UndisbursedLoanMemberstpr:IN2026-01-012026-03-310001791145us-gaap:CommercialRealEstateMember2025-12-310001791145srt:MultifamilyMemberus-gaap:PassMember2026-03-310001791145us-gaap:FinancingReceivables60To89DaysPastDueMembergbfh:ConstructionAndLandDevelopmentMember2025-12-310001791145srt:MinimumMember2026-01-012026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:RetailShoppingCenterMember2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMember2024-12-310001791145us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialRealEstate-OwnerOccupiedMembergbfh:ImpairedLoansMemberus-gaap:MeasurementInputDiscountRateMember2026-03-310001791145us-gaap:FinancialAssetPastDueMembersrt:MultifamilyMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:MarketApproachValuationTechniqueMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMembersrt:MaximumMember2025-12-310001791145gbfh:TwoThousandTwentyNotesMemberus-gaap:PrivatePlacementMember2020-12-300001791145us-gaap:FinancialAssetPastDueMembergbfh:ConstructionAndLandDevelopmentMember2025-12-310001791145us-gaap:CommonStockMember2025-12-310001791145gbfh:ConstructionAndLandDevelopmentMemberus-gaap:SubstandardMember2026-03-310001791145us-gaap:FinancialAssetPastDueMemberus-gaap:ConsumerSectorMember2026-03-310001791145us-gaap:CommitmentsToExtendCreditMember2025-01-012025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001791145us-gaap:SubstandardMembersrt:MultifamilyMember2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel1Membergbfh:OtherRealEstateOwnedMember2025-12-310001791145gbfh:SingleFamilySrLienMember2026-03-310001791145gbfh:AvailablesForSaleSecuritiesMember2026-03-310001791145us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueInputsLevel2Member2025-12-310001791145us-gaap:CommonStockMember2025-03-310001791145gbfh:SingleFamilyHELOCMember2024-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:WithoutRelatedAllowanceMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMember2026-03-310001791145us-gaap:EmployeeStockOptionMember2026-01-012026-03-310001791145gbfh:UndisbursedLoanMember2026-03-310001791145us-gaap:ConsumerSectorMemberus-gaap:SpecialMentionMember2026-03-310001791145gbfh:UndisbursedLoanMemberstpr:CA2026-01-012026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001791145us-gaap:FinancialAssetPastDueMembergbfh:CommercialRealEstate-OwnerOccupiedMember2026-03-310001791145gbfh:ConstructionAndLandDevelopmentMember2025-12-310001791145srt:MultifamilyMember2026-01-012026-03-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialAndIndustrialMemberus-gaap:MeasurementInputDiscountRateMembersrt:MinimumMembergbfh:OtherRealEstateOwnedMember2026-03-310001791145us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueInputsLevel2Member2026-03-310001791145gbfh:SingleFamilyHELOCMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2026-03-310001791145gbfh:UndisbursedLoanMemberstpr:IN2026-03-310001791145gbfh:SingleFamilyHELOCMember2026-01-012026-03-310001791145gbfh:CommercialAndIndustrialMember2025-03-310001791145gbfh:CommercialAndIndustrialMembergbfh:HotelMotelMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMemberus-gaap:FairValueInputsLevel1Member2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMemberus-gaap:FairValueInputsLevel1Member2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:SubstandardMember2025-12-310001791145gbfh:SingleFamilyHELOCMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001791145us-gaap:PassMembergbfh:SingleFamilyJrLienMember2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMemberus-gaap:FairValueInputsLevel1Member2025-12-310001791145gbfh:UndisbursedLoanMemberstpr:IL2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:SubstandardMember2026-03-310001791145gbfh:CurrentPeriodGrossRecoveriesMemberus-gaap:CommercialAndIndustrialSectorMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialAndIndustrialMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMembergbfh:CommercialAndIndustrialMemberus-gaap:MarketApproachValuationTechniqueMembergbfh:ImpairedLoansMemberus-gaap:MeasurementInputDiscountRateMember2026-03-310001791145srt:MultifamilyMember2025-12-310001791145us-gaap:RestrictedStockMember2025-01-012025-03-310001791145us-gaap:CommitmentsMember2025-01-012025-12-310001791145us-gaap:ConsumerSectorMember2025-01-012025-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel1Membergbfh:ImpairedLoansMember2026-03-310001791145us-gaap:NonvotingCommonStockMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMembergbfh:RelatedAllowanceMember2026-03-310001791145gbfh:SingleFamilySrLienMemberus-gaap:SpecialMentionMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMember2026-01-012026-03-310001791145us-gaap:CommercialRealEstateMember2026-03-310001791145gbfh:CommercialAndIndustrialMember2025-01-012025-03-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMembergbfh:CommercialRealEstate-OwnerOccupiedMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMember2025-01-012025-03-310001791145us-gaap:SpecialMentionMember2026-03-310001791145gbfh:NonaccrualMemberus-gaap:ConsumerSectorMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMembergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:MarketApproachValuationTechniqueMembergbfh:ImpairedLoansMemberus-gaap:MeasurementInputDiscountRateMember2026-03-310001791145us-gaap:PrivatePlacementMembergbfh:TwoThousandTwentyOneNotesMember2021-12-152021-12-150001791145us-gaap:CommercialAndIndustrialSectorMemberus-gaap:FinancialAssetPastDueMember2026-03-310001791145us-gaap:SubstandardMembergbfh:SingleFamilyJrLienMember2026-03-310001791145gbfh:WithRelatedAllowanceMembergbfh:CommercialRealEstate-Non-OwnerOccupiedMember2026-03-310001791145gbfh:OtherBorrowingArrangementsMember2025-01-012025-12-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMembergbfh:CommercialRealEstate-Non-OwnerOccupiedMember2025-12-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMembergbfh:SingleFamilyHELOCMember2025-12-310001791145gbfh:OtherMember2026-03-310001791145gbfh:SingleFamilySrLienMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-3100017911452026-01-012026-03-310001791145us-gaap:AccumulatedOtherComprehensiveIncomeMember2025-03-310001791145us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:MeasurementInputDiscountRateMembergbfh:ImpairedLoansMember2025-12-310001791145us-gaap:CommitmentsToExtendCreditMember2026-01-012026-03-310001791145gbfh:CurrentPeriodGrossRecoveriesMembergbfh:CommercialRealEstate-Non-OwnerOccupiedMember2025-12-310001791145us-gaap:FinancialAssetNotPastDueMemberus-gaap:ConsumerSectorMember2026-03-310001791145us-gaap:FairValueInputsLevel2Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2026-03-310001791145us-gaap:CommonStockMember2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMember2026-03-310001791145gbfh:SingleFamilySrLienMemberus-gaap:FinancialAssetPastDueMember2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMember2025-01-012025-03-310001791145us-gaap:FairValueInputsLevel2Membergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMember2025-12-310001791145gbfh:ConstructionAndLandDevelopmentMemberus-gaap:PassMember2025-12-310001791145gbfh:SingleFamilySrLienMembergbfh:NonaccrualMember2026-03-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMembergbfh:CommercialRealEstate-OwnerOccupiedMember2026-03-310001791145us-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001791145us-gaap:FinancialAssetNotPastDueMembergbfh:SingleFamilySrLienMember2025-12-310001791145us-gaap:CollateralPledgedMembergbfh:OtherBorrowingArrangementsMember2026-03-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMembergbfh:SingleFamilyHELOCMember2025-12-310001791145gbfh:CurrentPeriodGrossRecoveriesMemberus-gaap:CommercialAndIndustrialSectorMember2026-03-310001791145gbfh:CommercialAndIndustrialMember2024-12-310001791145gbfh:ConstructionAndLandDevelopmentMemberus-gaap:SubstandardMember2025-12-310001791145us-gaap:ConsumerSectorMember2026-01-012026-03-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMembergbfh:CommercialRealEstate-Non-OwnerOccupiedMember2026-03-310001791145us-gaap:SpecialMentionMembergbfh:SingleFamilyJrLienMember2025-12-310001791145srt:MultifamilyMember2025-01-012025-03-310001791145gbfh:CommercialAndIndustrialMembergbfh:BusinessAssetsMember2025-12-310001791145gbfh:CommercialAndIndustrialMembergbfh:RelatedAllowanceMember2025-12-310001791145gbfh:BusinessAssetsMember2026-03-310001791145us-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:ConsumerSectorMember2025-12-310001791145us-gaap:FinancialAssetNotPastDueMembergbfh:SingleFamilyJrLienMember2026-03-310001791145us-gaap:RetainedEarningsMember2025-12-310001791145gbfh:SingleFamilyJrLienMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialAndIndustrialMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145gbfh:NonaccrualMembergbfh:SingleFamilyJrLienMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialAndIndustrialMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMember2026-03-310001791145gbfh:SingleFamilyJrLienMember2025-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialAndIndustrialMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2026-03-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerSectorMember2025-12-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMembersrt:MultifamilyMember2025-12-310001791145us-gaap:AdditionalPaidInCapitalMember2025-03-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMembergbfh:SingleFamilyJrLienMember2025-12-310001791145gbfh:UndisbursedLoanMember2026-01-012026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMembergbfh:OtherMember2025-12-310001791145gbfh:HotelMotelMember2025-12-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:ConsumerSectorMember2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMembergbfh:CurrentPeriodGrossChargeOffsMember2026-03-310001791145us-gaap:AdditionalPaidInCapitalMember2025-01-012025-03-310001791145us-gaap:ResidentialMortgageBackedSecuritiesMember2026-03-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMembergbfh:SingleFamilySrLienMember2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:BusinessAssetsMember2026-03-310001791145gbfh:SingleFamilyHELOCMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMembergbfh:CurrentPeriodGrossChargeOffsMember2025-12-310001791145gbfh:AmortizedCostForInvestmentMember2026-03-310001791145us-gaap:FinancialAssetNotPastDueMembersrt:MultifamilyMember2026-03-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMembergbfh:CommercialRealEstate-OwnerOccupiedMember2026-03-310001791145us-gaap:PassMemberus-gaap:CommercialAndIndustrialSectorMember2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMembergbfh:OtherMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMembergbfh:HotelMotelMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialAndIndustrialMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001791145gbfh:SingleFamilyHELOCMember2025-01-012025-03-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMembersrt:MaximumMember2026-03-310001791145us-gaap:FinancialAssetPastDueMembergbfh:CommercialRealEstate-OwnerOccupiedMember2025-12-310001791145us-gaap:CollateralPledgedMembergbfh:OtherBorrowingArrangementsMember2025-12-310001791145gbfh:TwoThousandTwentySixNotesMember2026-01-142026-01-140001791145us-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMember2026-03-310001791145gbfh:TwoThousandTwentyNotesMemberus-gaap:PrivatePlacementMember2020-12-302020-12-300001791145gbfh:SingleFamilySrLienMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2026-03-310001791145us-gaap:CommercialAndIndustrialSectorMemberus-gaap:FinancialAssetNotPastDueMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:MarketApproachValuationTechniqueMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMembersrt:MaximumMember2026-03-310001791145gbfh:NonaccrualMembergbfh:CommercialRealEstate-OwnerOccupiedMember2026-03-310001791145us-gaap:SpecialMentionMembergbfh:SingleFamilyJrLienMember2026-03-310001791145us-gaap:FairValueInputsLevel2Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMember2025-12-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMembersrt:MaximumMember2025-12-310001791145us-gaap:FinancingReceivables60To89DaysPastDueMember2025-12-310001791145us-gaap:CommercialAndIndustrialSectorMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialAndIndustrialMemberus-gaap:MarketApproachValuationTechniqueMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMembersrt:MaximumMember2025-12-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMembergbfh:SingleFamilyJrLienMember2026-03-310001791145gbfh:HotelMotelMember2026-03-310001791145gbfh:CommercialAndIndustrialMember2026-03-310001791145us-gaap:PassMemberus-gaap:CommercialAndIndustrialSectorMember2025-12-310001791145gbfh:WithoutRelatedAllowanceMembergbfh:CommercialRealEstate-OwnerOccupiedMember2025-12-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001791145us-gaap:ConsumerSectorMembergbfh:CurrentPeriodGrossRecoveriesMember2026-03-310001791145us-gaap:SubstandardMembersrt:MultifamilyMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:MarketApproachValuationTechniqueMembergbfh:ImpairedLoansMembersrt:MinimumMemberus-gaap:MeasurementInputDiscountRateMember2026-03-310001791145us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:MarketApproachValuationTechniqueMembergbfh:CommercialAndIndustrialMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMember2026-03-310001791145us-gaap:ConsumerSectorMember2026-03-310001791145gbfh:SingleFamilyJrLienMemberus-gaap:FinancialAssetPastDueMember2025-12-310001791145gbfh:TwoThousandTwentyOneNotesMemberus-gaap:PrivatePlacementMember2021-12-150001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialAndIndustrialMemberus-gaap:MarketApproachValuationTechniqueMemberus-gaap:MeasurementInputDiscountRateMembergbfh:ImpairedLoansMembersrt:MaximumMember2026-03-310001791145us-gaap:CommitmentsMember2025-01-012025-03-310001791145gbfh:WithoutRelatedAllowanceMembergbfh:CommercialAndIndustrialMember2026-03-310001791145gbfh:TemporarilyImpairedAvailableForSaleSecuritiesMember2025-12-310001791145gbfh:ConstructionAndLandDevelopmentMember2026-03-310001791145gbfh:TwoThousandTwentyNotesMember2026-01-150001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145us-gaap:ConsumerSectorMember2026-03-310001791145gbfh:TwoThousandTwentyOneNotesMember2021-12-152021-12-150001791145us-gaap:ConsumerSectorMemberus-gaap:SubstandardMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:MarketApproachValuationTechniqueMembersrt:MinimumMemberus-gaap:MeasurementInputDiscountRateMembergbfh:OtherRealEstateOwnedMember2026-03-310001791145gbfh:SingleFamilySrLienMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2025-12-310001791145us-gaap:FinancingReceivables60To89DaysPastDueMembersrt:MultifamilyMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMembergbfh:RelatedAllowanceMember2025-12-310001791145gbfh:SingleFamilyHELOCMember2025-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMember2025-12-310001791145gbfh:WithRelatedAllowanceMembergbfh:CommercialAndIndustrialMember2026-03-310001791145srt:MinimumMember2026-03-310001791145gbfh:CommercialAndIndustrialMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMember2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMember2026-03-310001791145us-gaap:AccumulatedOtherComprehensiveIncomeMember2025-01-012025-03-310001791145us-gaap:FinancialAssetPastDueMemberus-gaap:ConsumerSectorMember2025-12-310001791145srt:MaximumMember2026-03-310001791145gbfh:ConstructionAndLandDevelopmentMember2026-01-012026-03-310001791145us-gaap:FairValueInputsLevel2Membergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMember2026-03-310001791145gbfh:NonaccrualMembergbfh:CommercialRealEstate-OwnerOccupiedMember2025-12-310001791145gbfh:WithoutRelatedAllowanceMembergbfh:CommercialAndIndustrialMember2025-12-310001791145us-gaap:RetainedEarningsMember2026-03-310001791145gbfh:NonaccrualMembergbfh:SingleFamilyJrLienMember2025-12-3100017911452025-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:PassMember2026-03-3100017911452025-12-310001791145us-gaap:PassMembergbfh:SingleFamilyHELOCMember2026-03-310001791145gbfh:UndisbursedLoanMemberstpr:IL2026-01-012026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145gbfh:ConstructionAndLandDevelopmentMemberus-gaap:PassMember2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:ImpairedLoansMember2025-12-310001791145gbfh:NonaccrualMembergbfh:ConstructionAndLandDevelopmentMember2025-12-310001791145gbfh:CommercialAndIndustrialMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2026-03-310001791145gbfh:LinesOfCreditMember2025-12-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMember2025-03-310001791145us-gaap:CommonStockMember2025-01-012025-03-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMembergbfh:CommercialRealEstate-Non-OwnerOccupiedMember2026-03-310001791145us-gaap:CommercialAndIndustrialSectorMember2025-12-310001791145gbfh:TemporarilyImpairedAvailableForSaleSecuritiesMember2026-03-310001791145gbfh:TwoThousandTwentySixNotesMember2026-01-152026-01-1500017911452025-01-012025-03-310001791145gbfh:UndisbursedLoanMemberstpr:TX2026-01-012026-03-310001791145gbfh:SingleFamilySrLienMembergbfh:NonaccrualMember2025-12-310001791145us-gaap:FinancingReceivables30To59DaysPastDueMember2026-03-310001791145us-gaap:ResidentialMortgageBackedSecuritiesMember2025-12-310001791145srt:MaximumMember2026-01-012026-03-310001791145gbfh:NonaccrualMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:MarketApproachValuationTechniqueMembergbfh:ImpairedLoansMemberus-gaap:MeasurementInputDiscountRateMembersrt:MaximumMember2026-03-310001791145gbfh:ConstructionAndLandDevelopmentMember2026-03-310001791145srt:MinimumMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMembergbfh:RetailShoppingCenterMember2026-03-310001791145gbfh:ConstructionAndLandDevelopmentMember2025-03-310001791145gbfh:SingleFamilySrLienMember2025-12-310001791145us-gaap:CommercialAndIndustrialSectorMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialAndIndustrialMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMembergbfh:BusinessAssetsMember2025-12-310001791145us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2026-03-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMember2026-01-012026-03-310001791145us-gaap:ConsumerSectorMemberus-gaap:SpecialMentionMember2025-12-310001791145us-gaap:FinancialAssetPastDueMembergbfh:ConstructionAndLandDevelopmentMember2026-03-310001791145gbfh:ConstructionAndLandDevelopmentMemberus-gaap:SpecialMentionMember2025-12-310001791145gbfh:SingleFamilyHELOCMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001791145us-gaap:SecuritiesInvestmentMember2026-03-310001791145us-gaap:ConsumerSectorMembergbfh:CurrentPeriodGrossChargeOffsMember2026-03-310001791145us-gaap:FinancialAssetPastDueMember2025-12-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2025-12-310001791145gbfh:UndisbursedLoanMemberstpr:OH2026-03-310001791145us-gaap:FinancingReceivables60To89DaysPastDueMembergbfh:CommercialRealEstate-OwnerOccupiedMember2026-03-310001791145us-gaap:StandbyLettersOfCreditMember2026-01-012026-03-310001791145us-gaap:SecuritiesInvestmentMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2026-03-310001791145gbfh:TwoThousandTwentyOneNotesMember2021-12-150001791145gbfh:CommercialAndIndustrialMembergbfh:OtherMember2026-03-310001791145gbfh:SingleFamilyJrLienMember2025-12-310001791145gbfh:SingleFamilySrLienMemberus-gaap:PassMember2025-12-310001791145srt:MultifamilyMemberus-gaap:PassMember2025-12-310001791145gbfh:SingleFamilyHELOCMember2026-03-310001791145us-gaap:CommercialAndIndustrialSectorMembergbfh:NonaccrualMember2026-03-310001791145us-gaap:FairValueInputsLevel3Membergbfh:CommercialRealEstate-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2025-12-310001791145us-gaap:SubstandardMembergbfh:SingleFamilyHELOCMember2026-03-310001791145us-gaap:FairValueInputsLevel3Memberus-gaap:CarryingReportedAmountFairValueDisclosureMember2026-03-310001791145us-gaap:ConsumerSectorMembergbfh:CurrentPeriodGrossChargeOffsMember2025-12-310001791145us-gaap:AccumulatedOtherComprehensiveIncomeMember2024-12-310001791145gbfh:CommercialRealEstate-OwnerOccupiedMembergbfh:HotelMotelMember2026-03-310001791145gbfh:CommercialRealEstate-Non-OwnerOccupiedMemberus-gaap:FairValueMeasurementsNonrecurringMembergbfh:OtherRealEstateOwnedMember2026-03-31iso4217:USDxbrli:sharesxbrli:purexbrli:sharesgbfh:Numberiso4217:USD\n\n \n\n \n\nUNITED STATES\n\nSECURITIES AND EXCHANGE COMMISSION\n\nWASHINGTON, DC 20549\n\n \n\nFORM 10-Q\n\n \n\n(Mark One)\n\n☒\n\nQUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\nFor the quarterly period ended March 31, 2026\n\nOR\n\n☐\n\nTRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\nFor the transition period from to\n\nCommission File Number: 001-42621\n\n \n\nGBANK FINANCIAL HOLDINGS INC.\n\n(Exact Name of Registrant as Specified in its Charter)\n\n \n\n \n\nNevada\n\n82-3869786\n\n( State or other jurisdiction of\n\nincorporation or organization)\n\n(I.R.S. Employer\nIdentification No.)\n\n9115 W. Russell Rd., Ste. 110\n\nLas Vegas, Nevada\n\n89148\n\n(Address of principal executive offices)\n\n(Zip Code)\n\nRegistrant’s telephone number, including area code: (702) 851-4200\n\n \n\nSecurities registered pursuant to Section 12(b) of the Act:\n\n \n\nTitle of each class\n\n \n\nTrading\n\nSymbol(s)\n\n \n\nName of each exchange on which registered\n\nCommon Stock, $0.0001 par value\n\n \n\nGBFH\n\n \n\nThe Nasdaq Stock Market LLC\n\nIndicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐\n\nIndicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒ No ☐\n\nIndicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.\n\n \n\nLarge accelerated filer\n\n☐\n\nAccelerated filer\n\n☐\n\nNon-accelerated filer\n\n☒\n\nSmaller reporting company\n\n☒\n\nEmerging growth company\n\n \n\n☒\n\n \n\n \n\n \n\n \n\n \n\nIf an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐\n\nIndicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐ No ☒\n\nAs of May 6, 2026 the registrant had 14,470,352 shares of common stock, $0.0001 par value per share, outstanding.\n\n \n\n \n\n \n\nTable of Contents\n\n \n\n \n\n \n\nPage\n\n \n\n \n\n \n\nPART I.\n\n[FINANCIAL INFORMATION](#part_i_financial_information)\n\n1"}