{"url_path":"/sec/gpmt/8-k/2026-06-30/item-1-01","section_key":"item-1-01","section_title":"Item 1.01 Entry into a Material Definitive Agreement.","topic":"sec","document":{"doc_type":"8-K","doc_date":"2026-06-30","source_url":"https://www.sec.gov/Archives/edgar/data/1703644/0001703644-26-000023-index.html","accession_number":"0001703644-26-000023","cik":"0001703644","ticker":"GPMT","issuer_name":"Granite Point Mortgage Trust Inc.","edgar_url":"https://www.sec.gov/Archives/edgar/data/1703644/0001703644-26-000023-index.html","primary_entity_key":"0001703644","primary_entity_name":"Granite Point Mortgage Trust Inc."},"word_count":298,"has_tables":true,"body_markdown":"Item 1.01 Entry into a Material Definitive Agreement.\n\nMorgan Stanley Repurchase Facility\n\nOn June 26, 2026, Granite Point Mortgage Trust Inc. (the “Company”), GP Commercial MS LLC (“GPC MS”), a wholly owned subsidiary of the Company, and Morgan Stanley Bank, N.A (“Morgan Stanley”) entered into an amendment (the “MS Amendment”) to that certain previously disclosed Master Repurchase and Securities Contract Agreement (the “MS MRA”), dated as of February 18, 2016, among GPC MS and Morgan Stanley and that certain previously disclosed Guaranty (the “MS Guaranty”), dated as of June 28, 2017, by the Company in favor of Morgan Stanley.\n\nThe MS Amendment, among other things, amends the MS MRA and MS Guaranty to (i) extend the facility’s termination date to June 28, 2027, (ii) adjust the facility’s principal payment waterfall mechanics and (iii) modify the “Unrestricted Cash” and “Minimum Tangible Net Worth” financial covenants.\n\nCitibank Repurchase Facility\n\nOn June 30, 2026, the Company, GP Commercial CB LLC (“GPC CB”), a wholly owned subsidiary of the Company, GP Commercial CB SL Sub LLC (“GPC CB SL Sub”), a wholly owned subsidiary of the Company, and Citibank, N.A. (“Citibank”) entered into an amendment (the “Citibank Amendment”) to that certain previously disclosed Amended and Restated Guaranty (the “Citi Guaranty”), dated as of May 25, 2022, by the Company in favor of Citibank, and other transaction documents related to the Citibank repurchase facility.\n\nThe Citibank Amendment, among other things, amends the Citibank Guaranty to modify the “Unrestricted Cash” and “Minimum Tangible Net Worth” financial covenants.\n\nThe foregoing descriptions of the MS Amendment and Citibank Amendment do not purport to be complete and are qualified in their entirety by reference to the full text of each, which are filed herewith as Exhibit 10.1 and Exhibit 10.2, respectively, and are incorporated herein by reference."}