{"url_path":"/sec/kcrd/10-q/2026/cover-page","section_key":"cover-page","section_title":"Cover Page","topic":"sec","document":{"doc_type":"10-Q","doc_date":"2026-06-17","source_url":"https://www.sec.gov/Archives/edgar/data/1696025/0001477932-26-003908-index.html","accession_number":"0001477932-26-003908","cik":"0001696025","ticker":"KCRD","issuer_name":"Kindcard, Inc.","edgar_url":"https://www.sec.gov/Archives/edgar/data/1696025/0001477932-26-003908-index.html","primary_entity_key":"0001696025","primary_entity_name":"Kindcard, Inc."},"word_count":484,"has_tables":true,"body_markdown":"kcrd_10q.htm\n0001696025false--01-31Q12027false0.001200000000103580799103580799103580799falsefalsefalsefalse00016960252026-02-012026-04-300001696025kcrd:ConsultantMember2025-06-012025-06-180001696025kcrd:ConsultantMember2025-09-012025-09-240001696025kcrd:ConsultantMember2026-01-012026-01-290001696025kcrd:RMRManagementGroupLLCMember2026-02-012026-04-3000016960252024-04-292024-05-010001696025kcrd:BottomsMember2026-02-012026-04-300001696025kcrd:TopsMember2026-02-012026-04-300001696025kcrd:SbaLoanMember2025-11-012025-11-300001696025kcrd:SbaLoanMember2026-01-310001696025kcrd:SbaLoanMember2024-03-150001696025kcrd:SbaLoanMember2026-04-300001696025kcrd:SbaLoanMember2023-04-012023-04-140001696025kcrd:SbaLoanMember2026-02-012026-04-300001696025kcrd:SbaLoanMember2021-06-070001696025kcrd:SbaLoanMember2021-06-012021-06-0700016960252026-01-290001696025kcrd:RMRManagementGroupLLCMember2023-09-1500016960252023-09-012023-09-150001696025kcrd:RMRManagementGroupLLCMember2024-04-292024-05-010001696025kcrd:RMRManagementGroupLLCMember2023-09-012023-09-150001696025srt:ChiefExecutiveOfficerMember2025-01-310001696025srt:ChiefExecutiveOfficerMember2026-04-300001696025kcrd:PromissoryNoteMemberkcrd:RMRManagementGroupLLCMember2026-02-012026-04-300001696025kcrd:RMRManagementGroupLLCMember2026-04-300001696025kcrd:DueToRelatedPartyMember2026-01-310001696025kcrd:DueToRelatedPartyMember2026-04-300001696025us-gaap:NotesPayableOtherPayablesMember2026-01-310001696025us-gaap:NotesPayableOtherPayablesMember2026-04-300001696025kcrd:PlatformMember2026-02-012026-04-300001696025us-gaap:TradeNamesMember2026-01-310001696025us-gaap:TradeNamesMember2026-04-300001696025kcrd:WebsiteMember2026-01-310001696025kcrd:WebsiteMember2026-04-300001696025us-gaap:CustomerListsMember2026-01-310001696025us-gaap:CustomerListsMember2026-04-300001696025kcrd:TechnologyTendercardProgramMember2026-01-310001696025kcrd:TechnologyTendercardProgramMember2026-04-300001696025kcrd:TechnologyDebPlatformMember2026-04-300001696025kcrd:TechnologyDebPlatformMember2026-01-310001696025kcrd:DebCommissionRevenueMember2026-02-012026-04-300001696025kcrd:DebCommissionRevenueMember2025-02-012025-04-300001696025kcrd:TendercardProgramRevenueMember2026-02-012026-04-300001696025kcrd:CashPickupCommissionRevenueMember2025-02-012025-04-300001696025kcrd:TendercardProgramRevenueMember2025-02-012025-04-300001696025kcrd:CashPickupCommissionRevenueMember2026-02-012026-04-300001696025us-gaap:RetainedEarningsMember2026-04-300001696025us-gaap:AdditionalPaidInCapitalMember2026-04-300001696025us-gaap:CommonStockMember2026-04-300001696025us-gaap:RetainedEarningsMember2026-02-012026-04-300001696025us-gaap:AdditionalPaidInCapitalMember2026-02-012026-04-300001696025us-gaap:CommonStockMember2026-02-012026-04-300001696025us-gaap:RetainedEarningsMember2026-01-310001696025us-gaap:AdditionalPaidInCapitalMember2026-01-310001696025us-gaap:CommonStockMember2026-01-3100016960252025-04-300001696025us-gaap:RetainedEarningsMember2025-04-300001696025us-gaap:AdditionalPaidInCapitalMember2025-04-300001696025us-gaap:CommonStockMember2025-04-300001696025us-gaap:RetainedEarningsMember2025-02-012025-04-300001696025us-gaap:AdditionalPaidInCapitalMember2025-02-012025-04-300001696025us-gaap:CommonStockMember2025-02-012025-04-3000016960252025-01-310001696025us-gaap:RetainedEarningsMember2025-01-310001696025us-gaap:AdditionalPaidInCapitalMember2025-01-310001696025us-gaap:CommonStockMember2025-01-3100016960252025-02-012025-04-3000016960252026-01-3100016960252026-04-3000016960252026-06-17iso4217:USDxbrli:sharesiso4217:USDxbrli:sharesxbrli:pure\n\n \n\n**UNITED STATES**\n\n**SECURITIES AND EXCHANGE COMMISSION**\n\n**Washington, D.C. 20549**\n\n \n\n**FORM 10-Q**\n\n \n\n**☒**\n\n**QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**\n\n \n\nFor the quarterly period ended **April 30, 2026**\n\n \n\nCommission File Number **000-56003**\n\n \n\n** KINDCARD, INC.**\n\n(Exact name of registrant as specified in its charter)\n\n \n\n**Nevada**\n\n \n\n**81-4520116**\n\n(State or other jurisdiction of\n\nincorporation or organization)\n\n \n\n(I.R.S. Employer\n\nIdentification No.)\n\n \n\n**1001 Yamato Road, #100, Boca Raton, Florida, 33431**\n\n(Address of principal executive offices) (Zip Code)\n\n \n\n**(888) 888-0708**\n\n(Registrant’s telephone number, including area code)\n\n \n\nSecurities registered pursuant to Section 12(b) of the Act:\n\n \n\nIndicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. ☒ Yes   ☐ No\n\n \n\nIndicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). ☒ Yes   ☐ No\n\n \n\nIndicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer”, “smaller reporting company” and “emerging growth company” in Rule 12b-2 of the Exchange Act.\n\n \n\nLarge accelerated filer\n\n☐\n\nAccelerated filer\n\n☐\n\nNon-accelerated Filer\n\n☒\n\nSmaller reporting company\n\n☒\n\n \n\n \n\nEmerging growth company\n\n☐\n\n \n\nIf an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.   ☐\n\n \n\nIndicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). ☐ Yes   ☒ No\n\n \n\nSecurities registered pursuant to Section 12(b) of the Act:\n\n \n\n**Title of each class**\n\n \n\n**Trading Symbol(s)**\n\n \n\n**Name of each exchange on which**\n\n**registered**\n\nNone\n\n \n\nN/A\n\n \n\nN/A\n\n \n\nAs of June 17, 2026 there were 103,580,799 shares of common stock issued and outstanding.\n\n \n\n \n\n \n\n \n\n**TABLE OF CONTENTS**\n\n \n\n[PART I—FINANCIAL INFORMATION](#p1)\n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n[Item 1.](#i1)\n\n[Condensed Consolidated Financial Statements.](#i1)\n\n \n\n3\n\n \n\n \n\n \n\n \n\n \n\n \n\n[Item 2.](#i2)\n\n[Management’s Discussion and Analysis of Financial Condition and Results of Operations.](#i2)\n\n \n\n4\n\n \n\n \n\n \n\n \n\n \n\n \n\n[Item 3.](#i3)\n\n[Quantitative and Qualitative Disclosures about Market Risk.](#i3)\n\n \n\n6\n\n \n\n \n\n \n\n \n\n \n\n \n\n[Item 4.](#i4)\n\n[Controls and Procedures.](#i4)\n\n \n\n6\n\n \n\n \n\n \n\n \n\n \n\n \n\n[PART II—OTHER INFORMATION](#p2)\n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n[Item 1.](#p2i1)\n\n[Legal Proceedings.](#p2i1)\n\n \n\n7\n\n \n\n \n\n \n\n \n\n \n\n \n\n[Item 1A.](#p2i1a)\n\n[Risk Factors.](#p2i1a)\n\n \n\n7\n\n \n\n \n\n \n\n \n\n \n\n \n\n[Item 2.](#p2i2)\n\n[Unregistered Sales of Securities and Use of Proceeds.](#p2i2)\n\n \n\n7\n\n \n\n \n\n \n\n \n\n \n\n \n\n[Item 3.](#p2i3)\n\n[Defaults Upon Senior Securities.](#p2i3)\n\n \n\n7\n\n \n\n \n\n \n\n \n\n \n\n \n\n[Item 4.](#p2i4)\n\n[Mining Safety Disclosures.](#p2i4)\n\n \n\n7\n\n \n\n \n\n \n\n \n\n \n\n \n\n[Item 5.](#p2i5)\n\n[Other Information.](#p2i5)\n\n \n\n7\n\n \n\n[Item 6.](#p216)\n\n[Exhibits.](#p216)\n\n8\n\n \n\n \n\n2\n\n*Table of Contents*\n\n \n\n**PART I—FINANCIAL INFORMATION**"}