{"url_path":"/sec/lmfa/10-q/2026/item-6","section_key":"item-6","section_title":"Item 6 Exhibits","topic":"sec","document":{"doc_type":"10-Q","doc_date":"2026-05-15","source_url":"https://www.sec.gov/Archives/edgar/data/1640384/0001193125-26-225433-index.html","accession_number":"0001193125-26-225433","cik":"0001640384","ticker":"LMFA","issuer_name":"LM FUNDING AMERICA, INC.","edgar_url":"https://www.sec.gov/Archives/edgar/data/1640384/0001193125-26-225433-index.html","primary_entity_key":"0001640384","primary_entity_name":"LM FUNDING AMERICA, INC."},"word_count":320,"has_tables":true,"body_markdown":"## Item 6. Exhibits\n\nThe following documents are filed as a part of this report or are incorporated herein by reference.\n\nEXHIBIT\n\nNUMBER\n\nDESCRIPTION\n\n3.1\n\n[Certificate of Incorporation of LM Funding America, Inc., as amended (incorporated by reference to Exhibit 3.1 to the Form 8-K filed on March 8, 2024)](https://www.sec.gov/Archives/edgar/data/1640384/000095017024028375/lmfa-ex3_1.htm)\n\n3.2\n\n[Restated By-Laws of LM Funding America, Inc. (incorporated by reference to Exhibit 3.2 to the Form 10-Q filed on November 17, 2022)](https://www.sec.gov/Archives/edgar/data/1640384/000095017022025396/lmfa-ex3_2.htm)\n\n4.1\n\n[Second Amendment to Secured Promissory Note, dated March 27, 2026, between LM Funding America, Inc. and Brown Family Enterprises LLC (as incorporated by reference to Annual Report on Form 10-K filed on March 31, 2026)](https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-ex4_18.htm)\n\n10.1\n\n[At The Market Offering Agreement, dated March 27, 2026, by and between LM Funding America, Inc. and Maxim Group LLC](https://www.sec.gov/Archives/edgar/data/1640384/000119312526129077/d48048dex11.htm) (incorporated by reference to Exhibit 1.1 to the Form 8-K filed March 27, 2026)\n\n31.1*\n\n[Rule 13a – 14(a) Certification of the Principal Executive Officer](lmfa-ex31_1.htm)\n\n31.2*\n\n[Rule 13a – 14(a) Certification of the Principal Financial Officer](lmfa-ex31_2.htm)\n\n32.1*\n\n[Written Statement of the Principal Executive Officer, Pursuant to 18 U.S.C. § 1350](lmfa-ex32_1.htm)\n\n   32.2*\n\n[Written Statement of the Principal Financial Officer, Pursuant to 18 U.S.C. § 1350](lmfa-ex32_2.htm)\n\n \n\n \n\n101.INS\n\nInline XBRL Instance Document – the instance document does not appear in the Interactive Data File because XBRL tags are embedded within the Inline XBRL document.\n\n \n\n \n\n101.SCH\n\nInline XBRL Taxonomy Extension Schema With Embedded Linkbase Documents\n\n \n\n \n\n104\n\nCover Page Interactive Data File (embedded within the Inline XBRL document)\n\n \n\n \n\n* Filed herewith.\n\n39\n\n \n\n# SIGNATURES\n\nPursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized:\n\nLM FUNDING AMERICA, INC.\n\n \n\n \n\n \n\n \n\nDate: May 15, 2026\n\nBy:\n\n/s/ Bruce M. Rodgers\n\nBruce M. Rodgers\n\nChief Executive Officer and Chairman of the Board\n\n(Principal Executive Officer)\n\n \n\n \n\n \n\n \n\nDate: May 15, 2026\n\nBy:\n\n/s/ Richard Russell\n\nRichard Russell\n\nChief Financial Officer\n\n(Principal Accounting Officer)\n\n \n\n \n\n40"}