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STATES\n\nSECURITIES AND EXCHANGE COMMISSION\n\nWashington, D.C. 20549\n\n \n\nFORM 10-Q\n\n \n\n☑\nQUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\nFor the quarterly period ended March\n31, 2026\n\n \n\n☐\nTRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\nFor the transition period from ______________ to\n______________\n\n \n\nCommission File Number 000-51726\n\n \n\nMagyar\nBancorp, Inc.\n\n(Exact Name of Registrant as Specified in Its Charter)\n\n \n\nDelaware\n20-4154978\n\n(State or Other Jurisdiction of Incorporation or Organization)\n(I.R.S. Employer Identification Number)\n\n \n \n\n400\nSomerset Street, New Brunswick,\nNew Jersey\n08901    \n\n(Address of Principal Executive Office)\n(Zip Code)\n\n \n\n(732)\n342-7600\n\n(Issuer’s Telephone Number including area\ncode)\n\n \n\nSecurities registered pursuant to Section 12(b)\nof the Act:\n\n \n\nTitle of each class\nTrading symbol\nName of each exchange on which registered\n\nCommon Stock, $.01 per share\nMGYR\nThe NASDAQ\nStock Market LLC\n\n \n\nIndicate by check mark whether the registrant\n(1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the past 12 months\n(or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements\nfor the past 90 days.\n\nYes\n☑ No ☐\n\n \n\nIndicate by check mark whether the registrant\nhas submitted electronically every Interactive Data File required to be submitted posted pursuant to Rule 405 of Regulation S-T during\nthe preceding 12 months (or for such shorter period that the registrant was required to submit such files).\n\nYes\n☑ No ☐\n\n \n\nIndicate by check mark whether the registrant\nis a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company.\nSee the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company”\nand “emerging growth company” in Rule 12b-2 of the Securities Exchange Act:\n\n \n\nLarge accelerated filer    \n☐\n \nAccelerated filer     \n☐\n\nNon-accelerated\nfiler\n☑\n \nSmaller reporting company\n☑\n\nEmerging growth company\n☐\n \n \n \n\n \n\nIf an emerging growth company, indicate by check\nmark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting\nstandards provided pursuant to Section 13(a) of the Securities Exchange Act. ☐\n\n \n\nIndicate by check mark whether the registrant\nis a shell company (as defined in Rule 12b-2 of the Exchange Act).\n\nYes ☐ No ☑\n\n \n\nThe number of shares outstanding of the issuer's\ncommon stock at May 1, 2026 was 6,462,729.\n\n \n\n \n\nMAGYAR BANCORP, INC.\n\n \n\nForm 10-Q Quarterly Report\n\n \n\nTable of Contents\n\n \n\n \n\nPART I. FINANCIAL INFORMATION\n\n \n\n \n \nPage Number"}