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STATES\n\nSECURITIES AND EXCHANGE COMMISSION\n\nWashington, D.C. 20549\n\nFORM 10-Q\n\n    \n\n☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\nFor the quarterly period ended March 31, 2026\n\nOR\n\no TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\nFor the transition period from _____to_____\n\nCommission file number: 814-01035\n\nNEWTEKONE, INC.\n\n(Exact name of registrant as specified in its charter)\n\n \n\nMaryland46-3755188\n\n(State or other jurisdiction of incorporation or organization)(I.R.S. Employer Identification No.)\n\n4800 T Rex Avenue, Suite 120, Boca Raton, Florida\n33431\n\n(Address of principal executive offices)(Zip Code)\n\n(212) 356-9500\n\n(Registrant’s telephone number, including area code)\n\nNot Applicable\n\n(Former name, former address and former fiscal year, if changed since last report)\n\nSecurities registered pursuant to Section 12(b) of the Act:\n\nTitle of each classTrading Symbol(s)Name of each exchange on which registered\n\nCommon Stock, par value $0.02 per shareNEWTNasdaq Global Market LLC\n\n8.00% Notes due 2028\n\nNEWTI\nNasdaq Global Market LLC\n\n8.50% Notes due 2029NEWTGNasdaq Global Market LLC\n\n8.625% Notes due 2029\n\nNEWTH\n\nNasdaq Global Market LLC\n\n8.50% Notes due 2031NEWTO\nNasdaq Global Market LLC\n\nDepositary Shares, each representing a 1/40th interest in a share of 8.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series BNEWTPNasdaq Global Market LLC\n\nIndicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the past 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes x  No ¨\n\nIndicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (Section 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes x No ¨\n\nIndicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company. See definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.\n\nLarge accelerated fileroAccelerated Filerx\n\nNon-accelerated fileroSmaller reporting companyo\n\nEmerging growth companyo\n\nIf an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial or accounting standards provided pursuant to Section 13(a) of the Exchange Act. o\n\nIndicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).  Yes ¨ No x\n\nAs of May 7, 2026, there were 28,858,921 shares outstanding of the registrant’s Common Stock, par value $0.02 per share.\n\nTABLE OF CONTENTS\n\n \n\n Page\n\n[Defined Terms](#i2582aed425bc4584a92e9573cb32abee_31)\n\n[4](#i2582aed425bc4584a92e9573cb32abee_31)\n\n[PART I - FINANCIAL INFORMATION](#i2582aed425bc4584a92e9573cb32abee_1039)"}