{"url_path":"/sec/nwfl/10-k/2026/item-16","section_key":"item-16","section_title":"Item 16 Form 10-K Summary","topic":"sec","document":{"doc_type":"10-K","doc_date":"2026-03-13","source_url":"https://www.sec.gov/Archives/edgar/data/1013272/0001013272-26-000003-index.html","accession_number":"0001013272-26-000003","cik":"0001013272","ticker":"NWFL","issuer_name":"NORWOOD FINANCIAL CORP","edgar_url":"https://www.sec.gov/Archives/edgar/data/1013272/0001013272-26-000003-index.html","primary_entity_key":"0001013272","primary_entity_name":"NORWOOD FINANCIAL CORP"},"word_count":232,"has_tables":true,"body_markdown":"Item 16. Form 10-K Summary\n\nNone.\n\n \n\n‎\n\n82\n\nSIGNATURES\n\nPursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.\n\nNORWOOD FINANCIAL CORP\n\nDated: March 13, 2026\n\nBy:\n\n/s/ James O. Donnelly\n\nJames O. Donnelly\n\nPresident and Chief Executive Officer\n\n(Duly Authorized Representative)\n\nPursuant to the requirement of the Securities Exchange Act of 1934, this report has been signed below by the following persons on March 13, 2026 on behalf of the registrant and in the capacities indicated.\n\n/s/ James O. Donnelly\n\n/s/ Kevin M. Lamont\n\nJames O. Donnelly\n\nPresident, Chief Executive Officer and Director\n\n(Principal Executive Officer)\n\nKevin M. Lamont\n\nDirector\n\n/s/ Andrew A. Forte\n\n/s/ Kenneth A. Phillips\n\nDr. Andrew A. Forte\n\nDirector\n\nDr. Kenneth A. Phillips\n\nDirector\n\n/s/ Ronald R. Schmalzle\n\n/s/ Alexandra K. Nolan\n\nRonald R. Schmalzle\n\nDirector\n\n/s/ Ralph A. Matergia\n\nAlexandra K. Nolan\n\nDirector\n\n/s/ Meg L. Hungerford\n\nRalph A. Matergia\n\nDirector\n\nMeg L. Hungerford\n\nDirector\n\n/s/ Jeffrey S. Gifford\n\n/s/ Marissa Nacinovich\n\nJeffrey S. Gifford\n\nDirector\n\nMarissa Nacinovich\n\nDirector\n\n/s/ John M. McCaffery\n\n/s/ Spencer J. Andress\n\nJohn M. McCaffery\n\nExecutive Vice President and Chief Financial Officer\n\n(Principal Financial and Accounting Officer)\n\n/s/ Joseph W. Carroll\n\nSpencer J. Andress\n\nDirector\n\n/s/ James Shook\n\nJoseph W. Carroll\n\nDirector\n\nJames Shook\n\nDirector\n\n83"}