{"url_path":"/sec/ocg/10-k/2026/item-11","section_key":"item-11","section_title":"Item 11 QUANTITATIVE AND QUALITATIVE DISCLOSURES","topic":"sec","document":{"doc_type":"20-F","doc_date":"2026-05-14","source_url":"https://www.sec.gov/Archives/edgar/data/1776067/0001213900-26-056688-index.html","accession_number":"0001213900-26-056688","cik":"0001776067","ticker":"OCG","issuer_name":"Oriental Culture Holding LTD","edgar_url":"https://www.sec.gov/Archives/edgar/data/1776067/0001213900-26-056688-index.html","primary_entity_key":"0001776067","primary_entity_name":"Oriental Culture Holding LTD"},"word_count":299,"has_tables":true,"body_markdown":"** **\n\n**ITEM 11. QUANTITATIVE AND QUALITATIVE DISCLOSURES\nABOUT MARKET RISK**  \n\n** **\n\n*Liquidity risk*\n\n \n\nWe are exposed to liquidity risk, which is the\nrisk that we will be unable to provide sufficient capital resources and liquidity to meet our commitments and business needs. Liquidity\nrisk is controlled by the application of financial position analysis and monitoring procedures. When necessary, we will turn to other\nfinancial institutions to obtain short-term funding to meet the liquidity shortage. \n\n* *\n\n*Inflation risk*\n\n \n\nInflationary factors, such as increases in personnel\nand overhead costs, could impair our operating results. Although we do not believe that inflation has had a material impact on our financial\nposition or results of operations to date, a high rate of inflation in the future may have an adverse effect on our ability to maintain\ncurrent levels of gross margin and operating expenses as a percentage of sales revenue if the revenues from our products do not increase\nwith such increased costs.\n\n* *\n\n108\n\n \n\n \n\n*Interest rate risk*\n\n \n\nOur exposure to interest rate risk primarily relates\nto the interest rate that our deposited cash can earn. Interest-earning instruments carry a degree of interest rate risk. We have not\nbeen exposed to material risks due to changes in interest rates. An increase in interest rates, however, may raise the cost of any debt\nwe incur in the future.\n\n \n\n*Foreign currency translation and transaction*\n\n  \n\nOur operating transactions and assets and liabilities\nare mainly denominated in RMB. RMB is not freely convertible into foreign currencies for capital account transactions. The value of RMB\nagainst the U.S. dollar and other currencies is affected by, among other things, changes in China’s political and economic\nconditions and China’s foreign exchange policies. To date, we have not entered into any hedging transactions in an effort to reduce\nour exposure to foreign currency exchange risk."}