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endedMaturityMember2025-01-012025-03-310001030469country:USus-gaap:CommercialPortfolioSegmentMemberofg:UsLoanProgramMemberofg:PrincipalForbearanceAndPrincipalForgivenessMember2026-01-012026-03-310001030469us-gaap:CommercialPortfolioSegmentMemberofg:UsLoanProgramMemberofg:PrincipalForbearanceAndPrincipalForgivenessMember2025-01-012025-03-310001030469country:PRus-gaap:CommercialPortfolioSegmentMemberofg:OtherCommercialAndIndustrialMemberus-gaap:ExtendedMaturityAndInterestRateReductionMember2026-01-012026-03-310001030469country:PRus-gaap:CommercialPortfolioSegmentMemberofg:OtherCommercialAndIndustrialMemberus-gaap:ExtendedMaturityAndInterestRateReductionMember2025-01-012025-03-310001030469us-gaap:ConsumerPortfolioSegmentMemberofg:PersonalLoanMemberus-gaap:ExtendedMaturityAndInterestRateReductionMember2026-01-012026-03-310001030469us-gaap:ConsumerPortfolioSegmentMemberofg:PersonalLoanMemberus-gaap:ExtendedMaturityAndInterestRateReductionMember2025-01-012025-03-310001030469ofg:AutomobilePortfolioSegmentMemberus-gaap:ExtendedMaturityAndInterestRateReductionMember2026-01-012026-03-310001030469ofg:AutomobilePortfolioSegmentMemberus-gaap:ExtendedMaturityAndInterestRateReductionMember2025-01-012025-03-310001030469us-gaap:ExtendedMaturityAndInterestRateReductionMember2026-01-012026-03-310001030469us-gaap:ExtendedMaturityAndInterestRateReductionMember2025-01-012025-03-310001030469us-gaap:CommercialPortfolioSegmentMemberofg:UsLoanProgramMemberofg:ExtendedMaturityAndPrincipalForgivenessForbearanceMember2026-01-012026-03-310001030469us-gaap:CommercialPortfolioSegmentMemberofg:UsLoanProgramMemberofg:ExtendedMaturityAndPrincipalForgivenessForbearanceMember2025-01-012025-03-310001030469us-gaap:CommercialPortfolioSegmentMemberofg:UsLoanProgramMemberofg:ExtendedMaturityInterestRateReductionPrincipalForgivenessAndPrincipalForbearanceMember2026-01-012026-03-310001030469us-gaap:CommercialPortfolioSegmentMemberofg:UsLoanProgramMemberofg:ExtendedMaturityInterestRateReductionPrincipalForgivenessAndPrincipalForbearanceMember2025-01-012025-03-310001030469us-gaap:CommercialPortfolioSegmentMemberofg:OtherCommercialAndIndustrialMember2026-01-012026-03-310001030469us-gaap:ResidentialPortfolioSegmentMember2026-01-012026-03-310001030469us-gaap:ConsumerPortfolioSegmentMemberofg:PersonalLoanMember2026-01-012026-03-310001030469ofg:AutomobilePortfolioSegmentMember2026-01-012026-03-310001030469us-gaap:CommercialPortfolioSegmentMemberofg:UsLoanProgramMember2025-01-012025-03-310001030469us-gaap:ResidentialPortfolioSegmentMember2025-01-012025-03-310001030469us-gaap:ResidentialPortfolioSegmentMemberofg:PrincipalForbearanceAndPrincipalForgivenessMember2026-01-012026-03-310001030469us-gaap:ResidentialPortfolioSegmentMemberofg:CombinationOfRateReductionForbearanceMember2026-01-012026-03-310001030469us-gaap:CommercialLoanMemberus-gaap:ExtendedMaturityMember2025-01-012025-03-310001030469us-gaap:CommercialLoanMemberofg:PrincipalForbearanceAndPrincipalForgivenessMember2025-01-012025-03-310001030469us-gaap:CommercialLoanMemberofg:CombinationOfRateReductionForbearanceMember2025-01-012025-03-310001030469us-gaap:CommercialLoanMember2025-01-012025-03-310001030469us-gaap:ResidentialPortfolioSegmentMemberofg:PrincipalForbearanceAndPrincipalForgivenessMember2025-01-012025-03-310001030469us-gaap:ResidentialPortfolioSegmentMemberofg:CombinationOfRateReductionForbearanceMember2025-01-012025-03-310001030469country:PRus-gaap:CommercialPortfolioSegmentMemberofg:CommercialSecuredByRealEstateMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2026-03-310001030469country:PRus-gaap:CommercialPortfolioSegmentMemberofg:CommercialSecuredByRealEstateMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001030469country:PRus-gaap:CommercialPortfolioSegmentMemberofg:CommercialSecuredByRealEstateMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2026-03-310001030469country:PRus-gaap:CommercialPortfolioSegmentMemberofg:CommercialSecuredByRealEstateMemberus-gaap:FinancialAssetPastDueMember2026-03-310001030469country:PRus-gaap:CommercialPortfolioSegmentMemberofg:CommercialSecuredByRealEstateMemberus-gaap:FinancialAssetNotPastDueMember2026-03-310001030469country:PRus-gaap:CommercialPortfolioSegmentMemberofg:OtherCommercialAndIndustrialMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2026-03-310001030469country:PRus-gaap:CommercialPortfolioSegmentMemberofg:OtherCommercialAndIndustrialMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2026-03-310001030469country:PRus-gaap:CommercialPortfolioSegmentMemberofg:OtherCommercialAndIndustrialMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2026-03-310001030469country:PRus-gaap:CommercialPortfolioSegmentMemberofg:OtherCommercialAndIndustrialMemberus-gaap:FinancialAssetPastDueMember2026-03-310001030469country:PRus-gaap:CommercialPortfolioSegmentMemberofg:OtherCommercialAndIndustrialMemberus-gaap:FinancialAssetNotPastDueMember2026-03-310001030469country:PRus-gaap:Commercia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STATES\n\nSECURITIES AND EXCHANGE COMMISSION\n\nWashington, D.C. 20549\n\nFORM 10-Q\n\n(Mark One)\n\nxQUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\nFor the quarterly period ended March 31, 2026\n\nor\n\n☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\nFor the transition period from ______________ to ______________\n\nCommission File Number: 001-12647\n\nOFG Bancorp\n\n(Exact name of registrant as specified in its charter)\n\n Commonwealth of Puerto Rico\n\n66-0538893\n\n(State or other jurisdiction of incorporation or organization)  (I.R.S. Employer Identification No.)\n\n254 Muñoz Rivera Avenue00918\n\nSan Juan, Puerto Rico\n(Zip code)\n\n(Address of principal executive offices)\n\n(787) 771-6800\n\n(Registrant’s telephone number, including area code)\n\nN/A\n\n(Former name, former address and former fiscal year, if changed since last report)\n\nSecurities registered pursuant to Section 12(b) of the Act:\n\nTitle of each classTrading Symbol(s)Name of each exchange on which registered\n\nCommon shares, par value $1.00 per shareOFGNew York Stock Exchange\n\nIndicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes þNo ¨\n\nIndicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes þNo ¨\n\nIndicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.\n\n☑Large Accelerated Filer☐Accelerated Filer☐Non-Accelerated Filer☐Smaller Reporting Company\n\n☐Emerging Growth Company\n\nIf an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ¨\n\nIndicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ¨No ☑\n\nIndicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date:\n\n42,258,391 common shares ($1.00 par value per share) outstanding as of April 30, 2026\n\nTABLE OF CONTENTS\n\nPART I – FINANCIAL INFORMATIONPage"}