{"url_path":"/sec/pebk/8-k/2026-07-20/cover-page","section_key":"cover-page","section_title":"Cover Page","topic":"sec","document":{"doc_type":"8-K","doc_date":"2026-07-20","source_url":"https://www.sec.gov/Archives/edgar/data/1093672/0001654954-26-006729-index.html","accession_number":"0001654954-26-006729","cik":"0001093672","ticker":"PEBK","issuer_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","edgar_url":"https://www.sec.gov/Archives/edgar/data/1093672/0001654954-26-006729-index.html","primary_entity_key":"0001093672","primary_entity_name":"PEOPLES BANCORP OF NORTH CAROLINA INC"},"word_count":218,"has_tables":true,"body_markdown":"pebk_8k.htm\n0001093672falsefalse00010936722026-07-202026-07-20iso4217:USDxbrli:sharesiso4217:USDxbrli:shares\n\n \n\n**UNITED STATES**\n\n**SECURITIES AND EXCHANGE COMMISSION**\n\n**Washington, D.C. 20549**\n\n \n\n**FORM 8-K**\n\n \n\n**CURRENT REPORT Pursuant to Section 13 or 15(d)**\n\n**of the Securities Exchange Act of 1934**\n\n \n\nDate of Report (Date of earliest event reported): **July 20, 2026**\n\n \n\n**Peoples Bancorp of North Carolina, Inc.**\n\n(Exact Name of Registrant as Specified in Its Charter)\n\n \n\n**North Carolina**\n\n(State or Other Jurisdiction of Incorporation)\n\n  \n\n**000-27205**\n\n \n\n**56-2132396**\n\n(Commission File No.)\n\n \n\n(IRS Employer Identification No.)\n\n \n\n \n\n \n\n**518 West C Street, Newton, North Carolina**\n\n \n\n**28658**\n\n(Address of Principal Executive Offices)\n\n \n\n(Zip Code)\n\n \n\n**(828) 464-5620**\n\n(Registrant’s Telephone Number, Including Area Code)\n\n \n\nCheck the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:\n\n \n\n \n\n☐\nWritten communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)\n\n \n\n \n\n \n\n \n\n☐\nSoliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)\n\n \n\n \n\n \n\n \n\n☐\nPre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))\n\n \n\n \n\n \n\n \n\n☐\nPre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))\n\n \n\n \n\n \n\n \n\nPeoples Bancorp of North Carolina, Inc.\n\n \n\n**INDEX**\n\n \n\n \n\n \n\nPage\n\n \n\n[Item 2.02 – Results of Operations and Financial Condition](#I2)\n\n \n\n3\n\n \n\n \n\n \n\n \n\n \n\n[Item 9.01 – Financial Statements and Exhibits](#I9)\n\n \n\n3\n\n \n\n \n\n \n\n \n\n \n\n[Signatures](#SIGN)\n\n \n\n4\n\n \n\n \n\n \n\n \n\n \n\n[Exhibit (99)(a) Press Release dated July 20, 2026](pebk_ex99a.htm)\n\n \n\n5\n\n \n\n \n\n \n\n2\n\n*Table of Contents*"}