{"url_path":"/sec/rkt/8-k/2026-07-16/item-1-01","section_key":"item-1-01","section_title":"Item 1.01 ****Entry into Material Definitive Agreement.**","topic":"sec","document":{"doc_type":"8-K","doc_date":"2026-07-16","source_url":"https://www.sec.gov/Archives/edgar/data/1805284/0000950142-26-002106-index.html","accession_number":"0000950142-26-002106","cik":"0001805284","ticker":"RKT","issuer_name":"Rocket Companies, Inc.","edgar_url":"https://www.sec.gov/Archives/edgar/data/1805284/0000950142-26-002106-index.html","primary_entity_key":"0001805284","primary_entity_name":"Rocket Companies, Inc."},"word_count":384,"has_tables":true,"body_markdown":"**Item 1.01****Entry into Material Definitive Agreement.**\n\nOn July 16, 2026 (the “Closing Date”), Rocket Companies,\nInc. (the “Company”), a Delaware corporation, as borrower, entered into a new Revolving Credit Agreement (the “2026\nCredit Agreement”) with the lenders party thereto, JPMorgan Chase Bank, N.A., as administrative agent (the “Administrative\nAgent”), and the other parties party thereto, with an initial aggregate commitment of $2.5 billion maturing on July 16, 2029.\n\nProceeds of the borrowings under the 2026 Credit Agreement will\nbe used for general corporate purposes. Borrowings under the 2026 Credit Agreement are unsecured and will bear interest at a rate equal\nto a base rate (which may include a term SOFR rate) plus an applicable margin. In addition, the 2026 Credit Agreement requires the Company\nto pay a commitment fee (determined based on the Company’s corporate credit rating) in respect of the unused commitments under the\n2026 Credit Agreement.\n\nThe 2026 Credit Agreement contains certain customary events of default,\nincluding in the event of a change of control, and certain covenants and restrictions that limit the Company’s and its subsidiaries’\nability to, among other things, incur additional debt; create liens on certain assets; pay dividends on or make distributions in respect\nof their capital stock or make other restricted payments; consolidate, merge, sell, or otherwise dispose of all or substantially all of\ntheir assets; and enter into certain transactions with their affiliates.\n\nThe Company is also subject to certain financial maintenance covenants\nunder the 2026 Credit Agreement, which require the Company and its subsidiaries to not exceed specified net leverage and corporate net\ndebt ratios at the end of each fiscal quarter, and to maintain minimum liquidity and tangible net worth.\n\nIf the Company fails to perform its obligations under these and\nother covenants, or should any event of default occur, the revolving loan commitments under the 2026 Credit Agreement may be terminated\nand any outstanding borrowings, together with accrued interest, under the 2026 Credit Agreement could be declared immediately due and\npayable.\n\nThe foregoing description of the 2026 Credit Agreement does not\npurport to be complete and is subject to, and qualified in its entirety by reference to the full text of the 2026 Credit Agreement, a\ncopy of which will be filed with the quarterly report on Form 10-Q of Rocket Companies, Inc."}