{"url_path":"/sec/rvsb/10-k/2026/item-15","section_key":"item-15","section_title":"Item 15 Exhibits and Financial Statement Schedules**","topic":"sec","document":{"doc_type":"10-K","doc_date":"2026-06-12","source_url":"https://www.sec.gov/Archives/edgar/data/1041368/0001041368-26-000007-index.html","accession_number":"0001041368-26-000007","cik":"0001041368","ticker":"RVSB","issuer_name":"RIVERVIEW BANCORP INC","edgar_url":"https://www.sec.gov/Archives/edgar/data/1041368/0001041368-26-000007-index.html","primary_entity_key":"0001041368","primary_entity_name":"RIVERVIEW BANCORP INC"},"word_count":750,"has_tables":true,"body_markdown":"**Item 15.  Exhibits and Financial Statement Schedules**\n\n(a) 1.  Financial Statements\n\n       See “Part II –Item 8. Financial Statements and Supplementary Data.”\n\n2.  Financial Statement Schedules\n\nAll schedules are omitted because they are not required or applicable, or the required information is shown in the consolidated financial statements or the notes thereto.\n\n​\n\n3.\n\n Exhibits\n\n \n\n​\n\n3.1\n\n[Articles of Incorporation of the Registrant (1)](https://www.sec.gov/Archives/edgar/data/1041368/0000950168-97-001681.txt)\n\n​\n\n3.2\n\n[Amended and Restated Bylaws of the Registrant (2)](https://www.sec.gov/Archives/edgar/data/1041368/000093905726000075/ex324226.htm)\n\n​\n\n4.1\n\n[Form of Certificate of Common Stock of the Registrant (1)](https://www.sec.gov/Archives/edgar/data/1041368/0000950168-97-001681.txt)\n\n​\n\n4.2\n\n[Description of Riverview Bancorp, Inc. Common Stock (3)](https://www.sec.gov/Archives/edgar/data/1041368/000093905720000265/riv10k33120exh42.htm)\n\n​\n\n10.1\n\n[Form of Employment Agreement between the Company and the Bank and Nicole Sherman (4)](https://www.sec.gov/Archives/edgar/data/1041368/000093905724000165/ex10162124.htm)\n\n​\n\n10.2\n\n[Form of Change in Control Agreement between the Company and the Bank and Nicole Sherman (4)](https://www.sec.gov/Archives/edgar/data/1041368/000093905724000165/ex10262024.htm)\n\n​\n\n10.3\n\n[Form of Employment Agreement between the Company and the Bank and each of Daniel D. Cox and David Lam (5)](https://www.sec.gov/Archives/edgar/data/1041368/000093905724000163/rvsb-20240331xex10d1.htm)\n\n​\n\n10.4\n\n[Form of Change in Control Agreement between the Company and the Bank and each of Daniel D. Cox and David Lam (5)](https://www.sec.gov/Archives/edgar/data/1041368/000093905724000163/rvsb-20240331xex10d2.htm)\n\n​\n\n10.5\n\n[Form of Employment Agreement between the Company and Evan Sowers (5)](https://www.sec.gov/Archives/edgar/data/1041368/000093905724000163/rvsb-20240331xex10d3.htm)\n\n​\n\n10.6\n\n[Form of Change in Control Agreement between the Company and Evan Sowers (5)](https://www.sec.gov/Archives/edgar/data/1041368/000093905724000163/rvsb-20240331xex10d4.htm)\n\n​\n\n10.7\n\n[Employee Stock Ownership Plan (6)](https://www.sec.gov/Archives/edgar/data/1041368/0000939057-98-000097.txt)\n\n​\n\n10.8\n\n[Deferred Compensation Plan (7)](https://www.sec.gov/Archives/edgar/data/1041368/000093905709000170/ex109.htm)\n\n​\n\n10.9\n\n[2017 Equity Incentive Plan (8)](https://www.sec.gov/Archives/edgar/data/1041368/000093905717000285/rivproxy17.htm)\n\n​\n\n10.10\n\n[Form of Incentive Stock Option Award Agreement under the Riverview Bancorp, Inc. 2017 Equity Incentive Plan (9)](https://www.sec.gov/Archives/edgar/data/1041368/000093905718000521/rivs8103118exh102.htm)\n\n​\n\n10.11\n\n[Form of Non-Qualified Stock Option Award Agreement under the Riverview Bancorp, Inc. 2017 Equity Incentive Plan (9)](https://www.sec.gov/Archives/edgar/data/1041368/000093905718000521/rivs8103118exh103.htm)\n\n​\n\n10.12\n\n[Form of Restricted Stock Award Agreement under the Riverview Bancorp, Inc. 2017 Equity Incentive Plan (9)](https://www.sec.gov/Archives/edgar/data/1041368/000093905718000521/rivs8103118exh104.htm)\n\n​\n\n10.13\n\n[Form of Restricted Stock Unit Award Agreement under the Riverview Bancorp, Inc. 2017 Equity Incentive Plan (9)](https://www.sec.gov/Archives/edgar/data/1041368/000093905718000521/rivs8103118exh105.htm)\n\n​\n\n14\n\nCode of Ethics and Conduct Policy (10)\n\n​\n\n19\n\n[Insider Trading Policies and Procedures (11)](https://www.sec.gov/Archives/edgar/data/1041368/000093905725000159/rvsb-20250331xex19.htm)\n\n​\n\n21\n\n[Subsidiaries of Registrant *](rvsb-20260331xex21.htm)\n\n​\n\n23.1\n\n[Consent of Independent Registered Public Accounting Firm *](rvsb-20260331xex23d1.htm)\n\n​\n\n23.2\n\n[Consent of Independent Public Accounting Firm *](rvsb-20260331xex23d2.htm)\n\n​\n\n31.1\n\n[Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act *](rvsb-20260331xex31d1.htm)\n\n​\n\n31.2\n\n[Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act *](rvsb-20260331xex31d2.htm)\n\n​\n\n32\n\n[Certification of Chief Executive Officer and Chief Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act *](rvsb-20260331xex32.htm)\n\n​\n\n97\n\n[Compensation Recovery Policy (11)](https://www.sec.gov/Archives/edgar/data/1041368/000093905725000159/rvsb-20250331xex97.htm)\n\n​\n\n101\n\nThe following materials from Riverview Bancorp Inc.’s Annual Report on Form 10-K for the year ended March 31, 2026, formatted in Inline Extensible Business Reporting Language (XBRL) (a) Consolidated Balance Sheets; (b) Consolidated Statements of Income (Loss); (c) Consolidated Statements of Comprehensive Income (Loss); (d) Consolidated Statements of Shareholders’ Equity (e) Consolidated Statements of Cash Flows; and (f) Notes to Consolidated Financial Statements *\n\n​\n\n104\n\nCover Page Interactive Data File, formatted in Inline XBRL and included in Exhibit 101\n\n​\n\n(1)Filed as an exhibit to the Registrant’s Registration Statement on Form S-1 (Registration No. 333-30203), and incorporated herein by reference.\n\n(2)Filed as an exhibit to the Registrant’s Current Report on Form 8-K filed with the SEC on April 2, 2026 and incorporated herein by reference.\n\n(3)Filed as an exhibit to the Registrant’s Annual Report on Form 10-K for the fiscal year ended March 31, 2020, and incorporated herein by reference.\n\n(4)Filed as an exhibit to the Registrant’s Current Report on Form 8-K filed with the SEC on June 21, 2024 and incorporated herein by reference.\n\n(5)Filed as an exhibit to the Registrant’s Annual Report on Form 10-K for the fiscal year ended March 31, 2024, and incorporated herein by reference\n\n(6)Filed as an exhibit to the Registrant’s Annual Report on Form 10-K for the fiscal year ended March 31, 1998, and incorporated herein by reference.\n\n(7)Filed as an exhibit to the Registrant’s Annual Report on Form 10-K for the fiscal year ended March 31, 2009 and incorporated herein by reference.\n\n(8)Filed as Appendix A to the Registrant’s Definitive Annual Meeting Proxy Statement (000-22957), filed with the Commission on June 16, 2017, and incorporated herein by reference.\n\n(9)Filed as an exhibit to the Registrant’s Registration Statement on Form S-8 (Registration No. 333-228099), and incorporated herein by reference.\n\n(10)Registrant elects to satisfy Regulation S-K §229.406(c) by posting its Code of Ethics on its website at www.riverviewbank.com in the section titled About: Code of Conduct.\n\n(11)Filed as an exhibit to the Registrant’s Annual Report on Form 10-K for the fiscal year ended March 31, 2025 and incorporated herein by reference.\n\n*\n\nFiled herewith\n\n​"}