{"url_path":"/sec/shfs/10-q/2026/item-6","section_key":"item-6","section_title":"Item 6 Exhibits**","topic":"sec","document":{"doc_type":"10-Q","doc_date":"2026-05-15","source_url":"https://www.sec.gov/Archives/edgar/data/1854963/0001493152-26-023748-index.html","accession_number":"0001493152-26-023748","cik":"0001854963","ticker":"SHFS","issuer_name":"SHF Holdings, Inc.","edgar_url":"https://www.sec.gov/Archives/edgar/data/1854963/0001493152-26-023748-index.html","primary_entity_key":"0001854963","primary_entity_name":"SHF Holdings, Inc."},"word_count":562,"has_tables":true,"body_markdown":"**Item\n6. Exhibits**\n\n \n\nThe\nfollowing exhibits are filed as part of, or incorporated by reference into, this Quarterly Report on Form 10-Q.\n\n \n\n**No.**\n \n**Description\nof Exhibit**\n\n \n \n \n\n3.1\n \n[Second Amended and Restated Certificate of Incorporation (incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K filed on September 29, 2022).](https://www.sec.gov/Archives/edgar/data/1854963/000149315222027126/ex3-1.htm)\n\n3.2\n \n[Certificate of Amendment to the Second Amended and Restated Certificate of Incorporation (incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K filed March 20, 2025).](https://www.sec.gov/Archives/edgar/data/1854963/000149315225010999/ex3-1.htm)\n\n3.3\n \n[Certificate of Amendment to Second Amended and Restated Certificate of Incorporation (incorporated by reference to Exhibit 3.1 of the Company’s Current Report on Form 8-K, filed on November 10, 2025).](https://www.sec.gov/Archives/edgar/data/1854963/000149315225021369/ex3-1.htm)\n\n3.4\n \n[Bylaws of the Company (incorporated by reference to Exhibit 3.3 to the Company’s Registration Statement on Form S-1 filed on June 2, 2021).](https://www.sec.gov/Archives/edgar/data/1854963/000110465921075303/tm2112515d2_ex3-3.htm)\n\n3.5\n \n[Certificate of Designation of Series B Preferred Stock of SHF Holdings, Inc., dated September 30, 2025 (incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K filed on October 3, 2025).](https://www.sec.gov/Archives/edgar/data/1854963/000149315225016886/ex3-1.htm)\n\n3.6\n \n[Amendment to SHF Holdings, Inc. Certificate of Incorporation (incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K filed on November 10, 2025).](https://www.sec.gov/Archives/edgar/data/1854963/000149315225021369/ex3-1.htm)\n\n10.1\n \n[Second Amended and Restated Commercial Alliance Agreement, dated February 4, 2026, by and between the Company and PCCU (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed on February 9, 2026).](https://www.sec.gov/Archives/edgar/data/1854963/000149315226005705/ex10-1.htm)\n\n31.1*\n \n[Certification of Principal Executive Officer and Principal Chief Financial Officer Pursuant to Securities and Exchange Act Rule 13a-14(a) and 15(d)-14(a), as adopted Pursuant to Section 302 of the Sarbanes Oxley Act of 2002.](ex31-1.htm)\n\n31.2*\n \n[Certification of Principal Accounting Officer Pursuant to Securities and Exchange Act Rule 13a-14(a) and 15(d)-14(a), as adopted Pursuant to Section 302 of the Sarbanes Oxley Act of 2002.](ex31-2.htm)\n\n32.1**\n \n[Certificate of Principal Executive Officer and Principal Chief Financial Officer Pursuant to 18 U.S.C. Section 1350, as adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.](ex32-1.htm)\n\n32.2**\n \n[Certificate of Accounting Principal Officer Pursuant to 18 U.S.C. Section 1350, as adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.](ex32-2.htm)\n\n101.INS*\n \nInline XBRL Instance Document\n\n101.CAL*\n \nInline XBRL Taxonomy Extension Calculation Linkbase Document\n\n101.SCH*\n \nInline XBRL Taxonomy Extension Schema Document\n\n101.DEF*\n \nInline XBRL Taxonomy Extension Definition Linkbase Document\n\n101.LAB*\n \nInline XBRL Taxonomy Extension Labels Linkbase Document\n\n101.PRE*\n \nInline XBRL Taxonomy Extension Presentation Linkbase Document\n\n104*\n \nCover Page Interactive Data File (embedded within the Inline XBRL document)\n\n \n\n*\nFiled\nherewith.\n\n**\nFurnished.\n\n†\nPursuant\nto Item 601(a)(5) of Regulation S-K, schedules and similar attachments to this exhibit have been omitted because they do not contain\ninformation material to an investment or voting decision and such information is not otherwise disclosed in such exhibit. The Company\nwill supplementally provide a copy of any omitted schedule or similar attachment to the U.S. Securities and Exchange Commission or\nits staff upon request.\n\n \n\n17\n\n[Table of Contents](#toc_001)\n\n** **\n\n**SIGNATURES**\n\n \n\nPursuant\nto the requirements of Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the\nundersigned, thereunto duly authorized.\n\n \n\n**Signature**\n \n**Title**\n \n**Date**\n\n \n \n \n \n \n\n*/s/\nTerrance E. Mendez*\n \nChief Executive Officer and Chief Financial Officer\n \nMay 15, 2026\n\nTerrance E. Mendez\n \n(Principal Executive Officer)\n \n \n\n \n \n \n \n \n\n*/s/\nDouglas Beck*\n \nPrincipal Accounting Officer, Senior Vice President of Finance\n \nMay\n15, 2026\n\nDouglas\nBeck\n \n(Principal Financial and Accounting Officer)\n \n \n\n \n\n18"}