{"url_path":"/sec/smbk/8-k/2026-07-20/item-2-02","section_key":"item-2-02","section_title":"Item 2.02 **","topic":"sec","document":{"doc_type":"8-K","doc_date":"2026-07-20","source_url":"https://www.sec.gov/Archives/edgar/data/1038773/0001104659-26-085102-index.html","accession_number":"0001104659-26-085102","cik":"0001038773","ticker":"SMBK","issuer_name":"SMARTFINANCIAL INC.","edgar_url":"https://www.sec.gov/Archives/edgar/data/1038773/0001104659-26-085102-index.html","primary_entity_key":"0001038773","primary_entity_name":"SMARTFINANCIAL INC."},"word_count":142,"has_tables":true,"body_markdown":"**Item 2.02**\n\n  ​ ​ ​\n\n**Results of Operations and Financial Condition.**\n\n​\n\nOn July 20, 2026, SmartFinancial, Inc. (“SmartFinancial”) issued a press release (the “Press Release”) reporting earnings results for its second quarter ending June 30, 2026. A copy of the Press Release is attached hereto as Exhibit 99.1.\n\nIn accordance with General Instructions B.2 of Form 8K, the information in Item 2.02 of this report (including Exhibit 99.1) shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing."}