{"url_path":"/sec/smbk/8-k/2026-07-20/item-7-01","section_key":"item-7-01","section_title":"Item 7.01 **","topic":"sec","document":{"doc_type":"8-K","doc_date":"2026-07-20","source_url":"https://www.sec.gov/Archives/edgar/data/1038773/0001104659-26-085102-index.html","accession_number":"0001104659-26-085102","cik":"0001038773","ticker":"SMBK","issuer_name":"SMARTFINANCIAL INC.","edgar_url":"https://www.sec.gov/Archives/edgar/data/1038773/0001104659-26-085102-index.html","primary_entity_key":"0001038773","primary_entity_name":"SMARTFINANCIAL INC."},"word_count":201,"has_tables":true,"body_markdown":"**Item 7.01**\n\n  ​ ​ ​\n\n**Regulation FD Disclosure.**\n\n​\n\nSmartFinancial is filing an investor slide presentation that it intends to review in conjunction with its earnings release conference call on July 21, 2026. The slides are attached hereto as Exhibit 99.2.\n\nOn July 16, 2026, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.09 per share of SmartFinancial common stock (the “Dividend”) payable on August 17, 2026, to shareholders of record as of the close of business on July 31, 2026.  On July 20, 2026, SmartFinancial announced the Dividend in the Press Release. A copy of the Press Release is attached as Exhibit 99.1 hereto and incorporated herein by reference.\n\n​\n\nIn accordance with General Instructions B.2 of Form 8K, the information in Item 7.01 of this report (including Exhibit 99.2) shall not be deemed to be “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.\n\n​"}