{"url_path":"/sec/syf/8-k/2026-07-21/cover-page","section_key":"cover-page","section_title":"Cover Page","topic":"sec","document":{"doc_type":"8-K","doc_date":"2026-07-21","source_url":"https://www.sec.gov/Archives/edgar/data/1601712/0001601712-26-000031-index.html","accession_number":"0001601712-26-000031","cik":"0001601712","ticker":"SYF","issuer_name":"Synchrony Financial","edgar_url":"https://www.sec.gov/Archives/edgar/data/1601712/0001601712-26-000031-index.html","primary_entity_key":"0001601712","primary_entity_name":"Synchrony Financial"},"word_count":338,"has_tables":true,"body_markdown":"syf-20260721\n0001601712false00016017122026-07-212026-07-210001601712us-gaap:CommonStockMember2026-07-212026-07-210001601712us-gaap:SeriesAPreferredStockMember2026-07-212026-07-210001601712us-gaap:SeriesBPreferredStockMember2026-07-212026-07-21\n\nUNITED STATES\n\nSECURITIES AND EXCHANGE COMMISSION\n\nWashington, D.C. 20549 \n\nFORM 8-K\n\n \n\n \n\nCURRENT REPORT\n\nPURSUANT TO SECTION 13 OR 15(d)\n\nOF THE SECURITIES EXCHANGE ACT OF 1934\n\nJuly 21, 2026\n\nDate of Report\n\n(Date of earliest event reported) \n\n \n\nSYNCHRONY FINANCIAL\n\n(Exact name of registrant as specified in its charter) \n\n \n\nDelaware 001-36560 51-0483352\n\n(State or other jurisdiction\nof incorporation) (Commission\nFile Number) (I.R.S. Employer\nIdentification No.)\n\n \n\n777 Long Ridge Road \n\nStamford,Connecticut06902\n\n(Address of principal executive offices) (Zip Code)\n\n(203) 585-2400\n\n(Registrant’s telephone number, including area code)\n\nN/A\n\n(Former name or former address, if changed since last report)\n\n \n\nCheck the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: \n\n☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)\n\n☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)\n\n☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))\n\n☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))\n\nSecurities Registered Pursuant to Section 12(b) of the Act:\n\nTitle of each classTrading Symbol(s)Name of each exchange on which registered\n\nCommon stock, par value $0.001 per shareSYFNew York Stock Exchange\n\nDepositary Shares Each Representing a 1/40th Interest in a Share of 5.625% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series ASYFPrANew York Stock Exchange\n\nDepositary Shares Each Representing a 1/40th Interest in a Share of 8.250% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series BSYFPrBNew York Stock Exchange\n\nIndicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).\n\nEmerging growth company☐\n\nIf an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.    ¨"}