{"url_path":"/sec/umbf/10-k/2026/item-10","section_key":"item-10","section_title":"Item 10 DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE","topic":"sec","document":{"doc_type":"10-K","doc_date":"2026-02-26","source_url":"https://www.sec.gov/Archives/edgar/data/101382/0001193125-26-076496-index.html","accession_number":"0001193125-26-076496","cik":"0000101382","ticker":"UMBF","issuer_name":"UMB FINANCIAL CORP","edgar_url":"https://www.sec.gov/Archives/edgar/data/101382/0001193125-26-076496-index.html","primary_entity_key":"0000101382","primary_entity_name":"UMB FINANCIAL CORP"},"word_count":444,"has_tables":true,"body_markdown":"## ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE\n\nThe information required by this item relating to executive officers is included in Part I of this Annual Report on Form 10-K under the caption \"Executive Officers of the Registrant.\"\n\nThe information required by this item regarding Directors is incorporated herein by reference to information to be included under the caption \"Proposal #1: Election of Directors\" of the Company's Proxy Statement for the Annual Meeting of Shareholders to be held on April 28, 2026 (the 2026 Annual Meeting of Shareholders), which will be provided to shareholders within 120 days after December 31, 2025.\n\nThe information required by this item regarding the Audit Committee and the Audit Committee financial experts is incorporated herein by reference to information to be included under the caption \"Corporate Governance – Committees of the Board of Directors – Audit Committee\" of the Company's Proxy Statement for the 2026 Annual Meeting of Shareholders, which will be provided to shareholders within 120 days after December 31, 2025.\n\nThe information required by this item concerning Section 16(a) beneficial ownership reporting compliance is incorporated herein by reference to information to be included under the caption \"Stock Ownership – Section 16(a) Beneficial Ownership Reporting Compliance\" of the Company's Proxy Statement for the 2026 Annual Meeting of Shareholders, which will be provided to shareholders within 120 days after December 31, 2025.\n\nThe Company has adopted a code of ethics that applies to all directors, officers and employees, including its chief executive officer, chief financial officer and chief accounting officer. You can find the Company's code of ethics on its website by going to the following address: http://investorrelations.umb.com. Information on the Company’s website is not incorporated by reference into this report and should not be considered part of this document. The Company will post on its website any amendments or waivers to its code of ethics that are required to be disclosed under the rules of either the SEC or NASDAQ. A copy of the code of ethics will be provided, at no charge, to any person requesting the same, by written notice sent to the Company's Corporate Secretary, 6th floor, 1010 Grand Blvd., Kansas City, Missouri 64106.\n\nThe Company has adopted an insider trading policy (the Insider Trading Policy) applicable to our officers, directors, employees, certain other persons and entities, as well as activities of the Company, that the Company believes is reasonably designed to promote compliance with insider trading laws, rules, and regulations, and the Nasdaq listing standards. The foregoing summary of the Insider Trading Policy is not complete and is qualified in its entirety by reference to the Insider Trading Policy attached hereto as Exhibit 19.1."}