{"url_path":"/sec/umbf/10-k/2026/item-5","section_key":"item-5","section_title":"Item 5 MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES","topic":"sec","document":{"doc_type":"10-K","doc_date":"2026-02-26","source_url":"https://www.sec.gov/Archives/edgar/data/101382/0001193125-26-076496-index.html","accession_number":"0001193125-26-076496","cik":"0000101382","ticker":"UMBF","issuer_name":"UMB FINANCIAL CORP","edgar_url":"https://www.sec.gov/Archives/edgar/data/101382/0001193125-26-076496-index.html","primary_entity_key":"0000101382","primary_entity_name":"UMB FINANCIAL CORP"},"word_count":539,"has_tables":true,"body_markdown":"## ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES\n\nThe Company's common stock is traded on the NASDAQ Global Select Stock Market under the symbol \"UMBF.\" As of February 20, 2026, the Company had 2,785 shareholders of record.\n\nPurchases of Equity Securities by the Issuer and Affiliated Purchasers\n\nThe following table provides information about common stock repurchase activity by the Company during the quarter ended December 31, 2025:\n\nISSUER PURCHASES OF EQUITY SECURITIES\n\n \n\nPeriod\n\n \n\nTotal Number of Shares (or Units) Purchased (1)\n\n \n\n \n\nAverage Price Paid per Share (or Unit)\n\n \n\n \n\nTotal Number of Shares (or Units) Purchased as Part of Publicly Announced Plans or Programs (2)\n\n \n\n \n\nMaximum Number (or Approximate Dollar Value) of Shares (or Units) that May Yet Be Purchased Under the Plans or Programs\n\n \n\nOctober 1 - October 31, 2025\n\n \n\n \n\n—\n\n \n\n \n\n$\n\n—\n\n \n\n \n\n \n\n—\n\n \n\n \n\n \n\n1,000,000\n\n \n\nNovember 1 - November 30, 2025\n\n \n\n \n\n515\n\n \n\n \n\n \n\n106.88\n\n \n\n \n\n \n\n—\n\n \n\n \n\n \n\n1,000,000\n\n \n\nDecember 1 - December 31, 2025\n\n \n\n \n\n211\n\n \n\n \n\n \n\n111.08\n\n \n\n \n\n \n\n—\n\n \n\n \n\n \n\n1,000,000\n\n \n\nTotal\n\n \n\n \n\n726\n\n \n\n \n\n$\n\n108.10\n\n \n\n \n\n \n\n—\n\n \n\n \n\n \n\n \n\n(1) Includes shares acquired pursuant to the Company's share-based incentive programs. Under the terms of the Company's share-based incentive programs, the Company accepts previously owned shares of common stock surrendered to satisfy tax withholding obligations associated with equity compensation. These purchases do not count against the maximum value of shares remaining available for purchase under Repurchase Authorizations.\n\n(2) Includes shares acquired under the Board of Directors approved Repurchase Authorization(s).\n\nOn April 29, 2025, the Company’s Board of Directors (the Board) authorized the repurchase of up to one million shares of the Company’s common stock, which will terminate on April 28, 2026 (a Repurchase Authorization). The Company has not made any repurchases other than through the Repurchase Authorization, but did acquire shares pursuant to the Company's share-based incentive programs. The Company is not currently engaging in repurchases. In the future, it may determine to resume repurchases. All share purchases pursuant to a Repurchase Authorization are intended to be within the scope of Rule 10b-18 promulgated under the Exchange Act. Rule 10b-18 provides a safe harbor for purchases in a given day if the Company satisfies the manner, timing and volume conditions of the rule when purchasing its own shares of common stock. For discussion of management's intentions regarding dividends, see “Results of Operations” in Part II, Item 7 and “Liquidity Risk” in Part II, Item 7A of this report.\n\n \n\nPerformance Graph\n\n \n\nThe performance graph below compares the cumulative total shareholder return on UMB Financial Corporation Common Stock with the cumulative total return on the equity securities of companies included in the Standard & Poor’s 500 Stock Index and the S&P US BMI Banks Index, measured at the last trading day of each year shown. The graph assumes an investment of $100 on December 31, 2020 and reinvestment of dividends. The performance graph represents past performance and should not be considered to be an indication of future performance.\n\n \n\n \n\n \n\n \n\n34\n\n \n\n \n\n \n\nIndex\n\n \n\n2020\n\n \n\n \n\n2021\n\n \n\n \n\n2022\n\n \n\n \n\n2023\n\n \n\n \n\n2024\n\n \n\n \n\n2025\n\n \n\nUMB Financial Corporation\n\n \n\n$\n\n100.00\n\n \n\n \n\n$\n\n156.04\n\n \n\n \n\n$\n\n124.88\n\n \n\n \n\n$\n\n127.64\n\n \n\n \n\n$\n\n175.31\n\n \n\n \n\n$\n\n181.34\n\n \n\nS&P US BMI Banks Index\n\n \n\n$\n\n100.00\n\n \n\n \n\n$\n\n135.97\n\n \n\n \n\n$\n\n112.77\n\n \n\n \n\n$\n\n123.02\n\n \n\n \n\n$\n\n164.70\n\n \n\n \n\n$\n\n211.47\n\n \n\nS&P 500 Index\n\n \n\n$\n\n100.00\n\n \n\n \n\n$\n\n128.71\n\n \n\n \n\n$\n\n105.40\n\n \n\n \n\n$\n\n133.10\n\n \n\n \n\n$\n\n166.40\n\n \n\n \n\n$\n\n196.16"}