{"url_path":"/sec/uscb/8-k/2026-07-20/body","section_key":"body","section_title":"Body","topic":"sec","document":{"doc_type":"8-K","doc_date":"2026-07-20","source_url":"https://www.sec.gov/Archives/edgar/data/1901637/0000927089-26-000129-index.html","accession_number":"0000927089-26-000129","cik":"0001901637","ticker":"USCB","issuer_name":"USCB FINANCIAL HOLDINGS, INC.","edgar_url":"https://www.sec.gov/Archives/edgar/data/1901637/0000927089-26-000129-index.html","primary_entity_key":"0001901637","primary_entity_name":"USCB FINANCIAL HOLDINGS, INC."},"word_count":578,"has_tables":true,"body_markdown":"uscbf20260720_8k.htm\n\nfalse\n0001901637\n\n0001901637\n\n2026-07-20\n2026-07-20\n\n \n\n**UNITED STATES**\n\n**SECURITIES AND EXCHANGE COMMISSION**\n\n \n \n\n**Washington, D.C. 20549**\n\n \n\n**FORM 8-K**\n\n \n\n**CURRENT REPORT**\n\n**Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934**\n\n \n \n\n \n\nDate of Report (Date of earliest event reported)\n\nJuly 20, 2026\n\n \n\nUSCB Financial Holdings, Inc.\n\n(Exact name of registrant as specified in its charter)\n\n \n\nFlorida\n\n001-41196\n\n87-4070846\n\n(State or other jurisdiction\n\n(Commission File Number)\n\n(IRS Employer\n\nof incorporation)\n\n \n\nIdentification No.)\n\n \n\n2301 N.W. 87th Avenue, Doral, Florida\n\n \n\n33172\n\n \n\n(Address of principal executive offices)\n\n \n\n(Zip Code)\n\n \n\nRegistrant’s telephone number, including area code\n\n(305) 715-5200\n\n \n\nNot Applicable\n\n(Former name or former address, if changed since last report)\n\n \n \n\nCheck the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):\n\n \n\n☐\n\nWritten communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)\n\n☐\n\nSoliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)\n\n☐\n\nPre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))\n\n☐\n\nPre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))\n\n \n\nSecurities registered pursuant to Section 12(b) of the Act:\n\n \n\nTitle of each Class\n\nTrading\n\nSymbol(s)\n\nName of each exchange on which\n\nregistered\n\nCommon Stock\n\nUSCB\n\nThe Nasdaq Stock Market LLC\n\n \n\nIndicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).\n\nEmerging growth company ☒\n\n \n\nIf an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.    ☐\n\n \n\n \n\n \n\n \n\n**Item**\n\n \n\n**7.01**\n\n \n\n**Regulation FD Disclosure.**\n\n \n \n \n \n\n \n\nOn July 20, 2026, USCB Financial Holdings, Inc. (the “Company”) issued a press release announcing the declaration of the Company’s quarterly cash dividend. The dividend is in the amount of $0.125 per share of Class A common stock and is payable on September 4, 2026 to shareholders of record as of the close of business on August 17, 2026.** **For additional information, reference is made to the Company’s press release, dated July 20, 2026, which is included as Exhibit 99.1 hereto and is incorporated herein by reference thereto.\n\n \n\nThe information in this Item 7.01, including Exhibit 99.1 hereto, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”), or otherwise subject to the liability of that section, and shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933 or the Exchange Act except as expressly set forth by specific reference in such filing to this Form 8-K.\n\n \n\n**Item**\n\n \n\n**9.01**\n\n \n\n**Financial Statements and Exhibits**\n\n \n \n \n \n \n\n \n \n\n(a)\n\n \n\nNot applicable.\n\n \n \n \n \n \n\n \n \n\n(b)\n\n \n\nNot applicable.\n\n \n \n \n \n \n\n \n \n\n(c)\n\n \n\nNot applicable.\n\n \n \n \n \n \n\n \n \n\n(d)\n\n \n\nExhibits\n\n \n\n \n\n**Exhibit No.**\n\n \n\n**Description**\n\n \n\n99.1\n\n \n\n[Press release dated July 20, 2026.](ex_989964.htm)\n\n104\n\n \n\nCover Page Interactive Data (embedded within the Inline XBRL document)\n\n \n\n2\n\n \n\n \n\n**SIGNATURES**\n\n \n\n \n\nPursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.\n\n \n\n \n \n\nUSCB FINANCIAL HOLDINGS, INC.\n\n \n \n \n \n \n\n \n \n \n \n \n\n \n \n\nBy:\n\n/s/ Robert Anderson\n\n \n \n\nName:\n\nRobert Anderson\n\n \n \n\nTitle:\n\nExecutive Vice President and Chief Financial Officer\n\n \n \n \n \n\nDate: July 20, 2026\n\n \n \n\n \n\n \n\n \n\n3"}