{"url_path":"/sec/wtfcn/8-k/2026-01-20/item-2-02","section_key":"item-2-02","section_title":"Item 2.02 Results of Operations and Financial Condition","topic":"sec","document":{"doc_type":"8-K","doc_date":"2026-01-20","source_url":"https://www.sec.gov/Archives/edgar/data/1015328/0001015328-26-000004-index.html","accession_number":"0001015328-26-000004","cik":"0001015328","ticker":"WTFC","issuer_name":"WINTRUST FINANCIAL CORP","edgar_url":"https://www.sec.gov/Archives/edgar/data/1015328/0001015328-26-000004-index.html","primary_entity_key":"0001015328","primary_entity_name":"WINTRUST FINANCIAL CORP"},"word_count":163,"has_tables":true,"body_markdown":"Item 2.02. Results of Operations and Financial Condition\n\nThe information in this Current Report is being furnished and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section. The information in this Current Report shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended.\n\nOn January 20, 2026, Wintrust Financial Corporation (the “Company”) announced earnings for the fourth quarter of 2025 and posted on its website the Fourth Quarter 2025 Earnings Release Presentation. Copies of the press release relating to the Company’s earnings results and the related presentation are attached hereto as Exhibit 99.1 and Exhibit 99.2, respectively. Certain supplemental information relating to non-GAAP financial measures reported in the attached press release and presentation is included on pages 34 through 36 of Exhibit 99.1 and pages 29 through 32 of Exhibit 99.2."}