{"url_path":"/sec/xzo/10-q/2026/cover-page","section_key":"cover-page","section_title":"Cover Page","topic":"sec","document":{"doc_type":"10-Q/A","doc_date":"2026-05-15","source_url":"https://www.sec.gov/Archives/edgar/data/1873951/0001193125-26-226982-index.html","accession_number":"0001193125-26-226982","cik":"0001873951","ticker":"XZO","issuer_name":"Exzeo Group, Inc.","edgar_url":"https://www.sec.gov/Archives/edgar/data/1873951/0001193125-26-226982-index.html","primary_entity_key":"0001873951","primary_entity_name":"Exzeo Group, Inc."},"word_count":755,"has_tables":true,"body_markdown":"10-Q/A\n\n0001873951Q112/31True00018739512026-05-0100018739512026-01-012026-03-31xbrli:shares\n\n \n\n \n\nUNITED STATES\n\nSECURITIES AND EXCHANGE COMMISSION\n\nWASHINGTON, DC 20549\n\n \n\nFORM 10-Q/A\n\n(Amendment No. 1)\n\n(Mark One)\n\n☒\n\nQUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\nFor the quarterly period ended March 31, 2026\n\nOR\n\n☐\n\nTRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\nFor the transition period from to\n\nCommission File Number: 001-42937\n\n \n\nExzeo Group, Inc.\n\n(Exact name of registrant as specified in its charter)\n\n \n\nFlorida\n\n85-2578837\n\n(State or other jurisdiction of incorporation or organization)\n\n(I.R.S. Employer Identification No.)\n\n1000 Century Park Drive\n\nTampa, FL\n\n33607\n\n(Address of principal executive offices)\n\n(Zip Code)\n\nRegistrant's telephone number, including area code: (813) 776-1000\n\nSecurities registered pursuant to Section 12(b) of the Act:\n\n \n\nTitle of each class\n\n \n\nTrading Symbol(s)\n\n \n\nName of each exchange on which registered\n\nCommon Stock, $0.001 par value\n\n \n\nXZO\n\n \n\nNew York Stock Exchange\n\nIndicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐\n\nIndicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒ No ☐\n\nIndicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of \"large accelerated filer,\" \"accelerated filer,\" \"smaller reporting company,\" and \"emerging growth company\" in Rule 12b-2 of the Exchange Act.\n\n \n\nLarge accelerated filer\n\n☐\n\nAccelerated filer\n\n☐\n\nNon-accelerated filer\n\n☒\n\nSmaller reporting company\n\n☐\n\n \n\n \n\n \n\n \n\nEmerging growth company\n\n \n\n \n\n☒\n\n \n\n \n\nIf an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☒\n\nIndicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐ No ☒\n\nAs of May 1, 2026, the registrant had 90,918,430 shares of common stock, $0.001 par value per share, outstanding.\n\n \n\n \n\n \n\nEXPLANATORY NOTE\n\nExzeo Group, Inc. (the “Company”) is filing this Amendment No. 1 on Form 10‑Q/A (this “Amendment”) to the Quarterly Report on Form 10‑Q for the quarter ended March 31, 2026, as originally filed with the Securities and Exchange Commission on May 7, 2026 (“Original Filing”). This Amendment is being filed to revise certain disclosures in Management’s Discussion and Analysis of Financial Condition and Results of Operations (Item 2 of Part I). These revisions relate solely to the presentation of tabular disclosures for the “Cost of Revenue,” “Operating Expenses,” “Investment Income,” “Income Tax,” “Adjusted EBITDA,” “Adjusted Revenue” and “Adjusted EBITDA Margin” set forth in that section of the Original Filing, as the contents of such tables in the Original Filing inadvertently included incorrect information due to a technical issue. No changes have been made to the Company’s financial statements or the notes thereto, as contained in the Original Filing.\n\nIn accordance with Rule 12b-15 under the Securities Exchange Act of 1934, this Amendment sets forth the complete text of Item 2 as amended. In addition, as required by Rule 12b-15 of the Securities and Exchange Act of 1934, as amended (the “Exchange Act”), new certifications by the Company’s principal executive officer and principal financial officer are filed herewith as exhibits to this Amendment, under Item 6 hereof, pursuant to Rule 13a-14(a) or 15d-14(a) of the Exchange Act. Because this Amendment does not include or amend disclosures under Items 307 or 308 of Regulation S-K, paragraphs 4 and 5 of the certifications have been omitted.\n\nOther than as expressly set forth herein, this Amendment does not, and does not purport to, amend, update or restate the information in the Original Filing or reflect any events that have occurred after the Original Filing was made. Information not affected by this Amendment remains unchanged and reflects the disclosures made at the time as of which the Original Filing was made. Accordingly, this Amendment should be read together with the Original Filing and the Company’s other filings with the SEC.\n\n2"}