# Lending and Investment
> **Treasury** · Final rule. · Published 2001-12-21 · Effective 2002-01-01 · 66 FR 65822
## Document
- **Document number:** 01-31052
- **Category:** other
- **Sub-agency:** Treasury
- **Federal Register citation:** 66 FR 65822
- **CFR reference:** 12 CFR 559
- **Publication date:** 2001-12-21
- **Effective date:** 2002-01-01
- **Treasury docket:** No. 2001-82
## Abstract

The Office of Thrift Supervision ("OTS") is revising and clarifying its lending and investment regulations to give savings associations greater flexibility in a changing marketplace. Today's regulatory amendments are intended to help thrifts take better advantage of the flexibility available under the Home Owners' Loan Act ("HOLA"), to provide low-cost credit to their customers, and to invest in their communities while still operating safely and soundly.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2001/12/21/01-31052/lending-and-investment)
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