# Bank Activities and Operations; Real Estate Lending and Appraisals
> **OCC** · Final rule. · Published 2004-01-13 · 69 FR 1904
## Document
- **Document number:** 04-586
- **Category:** banking-occ
- **Sub-agency:** OCC
- **Federal Register citation:** 69 FR 1904
- **CFR reference:** 12 CFR 7
- **Publication date:** 2004-01-13
- **Treasury docket:** Docket No. 04-04
## Abstract

The Office of the Comptroller of the Currency (OCC) is publishing a final rule amending parts 7 and 34 of our regulations to add provisions clarifying the applicability of state law to national banks' operations. The provisions concerning preemption identify types of state laws that are preempted, as well as the types of state laws that generally are not preempted, with respect to national banks' lending, deposit-taking, and other operations. In tandem with these preemption provisions, we are also adopting supplemental anti-predatory lending standards governing national banks' lending activities.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2004/01/13/04-586/bank-activities-and-operations-real-estate-lending-and-appraisals)
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