# Fair Credit Reporting Affiliate Marketing Regulations
> **OCC** · Final rules. · Published 2007-11-07 · Effective 2008-01-01 · 72 FR 62910
## Document
- **Document number:** 07-5349
- **Category:** other
- **Sub-agency:** OCC
- **Federal Register citation:** 72 FR 62910
- **CFR reference:** 12 CFR 41
- **Publication date:** 2007-11-07
- **Effective date:** 2008-01-01
- **Treasury docket:** Docket ID. OCC-2007-0010
## Abstract

The OCC, Board, FDIC, OTS, and NCUA (Agencies) are publishing final rules to implement the affiliate marketing provisions in section 214 of the Fair and Accurate Credit Transactions Act of 2003, which amends the Fair Credit Reporting Act. The final rules generally prohibit a person from using information received from an affiliate to make a solicitation for marketing purposes to a consumer, unless the consumer is given notice and a reasonable opportunity and a reasonable and simple method to opt out of the making of such solicitations.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2007/11/07/07-5349/fair-credit-reporting-affiliate-marketing-regulations)
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