# Activities and Operations of National Banks and Federal Savings Associations
> **OCC** · Final rule. · Published 2020-12-22 · Effective 2021-04-01 · 85 FR 83686
## Document
- **Document number:** 2020-26225
- **Category:** banking-occ
- **Sub-agency:** OCC
- **Federal Register citation:** 85 FR 83686
- **CFR reference:** 12 CFR 4
- **Publication date:** 2020-12-22
- **Effective date:** 2021-04-01
- **Treasury docket:** Docket ID OCC-2020-0003
## Abstract

The Office of the Comptroller of the Currency is issuing a final rule to revise and reorganize its regulations relating to the activities and operations of national banks and Federal savings associations and to amend its rules relating Federal savings association corporate governance. This rule clarifies and codifies recent OCC interpretations, integrates certain regulations for national banks and Federal savings associations, and updates or eliminates outdated regulatory requirements that no longer reflect the modern financial system. Additionally, this rule includes related technical changes throughout these and other OCC regulations.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2020/12/22/2020-26225/activities-and-operations-of-national-banks-and-federal-savings-associations)
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