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Fair Housing Home Loan Data System

banking-occ · OCC · Rule · Published 2026-03-04 · Effective 2026-04-03 · 91 FR 10499

Document

Document number
2026-04276
Federal Register citation
91 FR 10499
CFR reference
12 CFR 27
Type
Rule
Action
Final rule.
Category
banking-occ
Sub-agency
OCC
Publication date
2026-03-04
Effective date
2026-04-03
Treasury docket
Docket ID OCC-2025-0405

Abstract

The Office of the Comptroller of the Currency (OCC) is rescinding its Fair Housing Home Loan Data System regulation. The OCC has determined that the regulation is obsolete and largely duplicative of and inconsistent with other legal authorities that require national banks to collect and retain certain information on applications for home loans. Moreover, it imposed asymmetrical data collection requirements on national banks compared to their other depository institution counterparts, and the data collected had limited utility. For these reasons, rescinding the regulation eliminates the regulatory burden for national banks without having a material impact on the availability of data necessary for the OCC to conduct its fair housing- related supervisory activities.

Source

Authoritative
Federal Register document
Machine
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