# Risk-Based Capital RequirementsLow Level Recourse
> **OCC** · Final rule. · Published 1995-04-10 · Effective 1995-05-10 · 60 FR 17986
## Document
- **Document number:** 95-8719
- **Category:** banking-occ
- **Sub-agency:** OCC
- **Federal Register citation:** 60 FR 17986
- **CFR reference:** 12 CFR 3
- **Publication date:** 1995-04-10
- **Effective date:** 1995-05-10
- **Treasury docket:** Docket No. 95-07
## Abstract

The Office of the Comptroller of the Currency (OCC) is revising its risk-based capital standards as required by section 350 of the Riegle Community Development and Regulatory Improvement Act of 1994. This final rule modifies the risk-based capital treatment of recourse obligations to ensure that the amount of capital that a bank must hold against a recourse obligation does not exceed the bank's maximum contractual exposure. This corrects an anomaly in the existing risk-based capital standards under which the capital requirement could exceed a bank's maximum exposure.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/1995/04/10/95-8719/risk-based-capital-requirementslow-level-recourse)
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