# Lending and Investment
> **Treasury** · Final rule. · Published 1996-09-30 · Effective 1996-10-30 · 61 FR 50951
## Document
- **Document number:** 96-23726
- **Category:** other
- **Sub-agency:** Treasury
- **Federal Register citation:** 61 FR 50951
- **CFR reference:** 12 CFR 545
- **Publication date:** 1996-09-30
- **Effective date:** 1996-10-30
- **Treasury docket:** No. 96-87
## Abstract

The Office of Thrift Supervision (OTS or Office) is today issuing a final rule updating, reorganizing, and substantially streamlining its lending and investment regulations and policy statements. These amendments are being made pursuant to the Regulatory Reinvention Initiative of the Vice President's National Performance Review (Reinvention Initiative) and section 303 of the Community Development and Regulatory Improvement Act of 1994 (CDRIA), which requires OTS and the other federal banking agencies to review, streamline, and modify regulations and policies to improve efficiency, reduce unnecessary costs, and remove inconsistent, outmoded, and duplicative requirements.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/1996/09/30/96-23726/lending-and-investment)
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