The Office of the Comptroller of the Currency (OCC) is revising its regulation governing national bank sales of credit life insurance and the disposition of credit life insurance income. This final rule is another component of the OCC's Regulation Review Program to update and streamline OCC regulations, focus regulations on key safety and soundness concerns and agency objectives, and eliminate requirements that impose unnecessary regulatory burdens on national banks. The final rule eliminates unnecessarily detailed provisions, reorganizes the rule into a more helpful format, and refocuses the regulation to better address areas presenting potential safety and soundness and conflict of interest issues.