# Disclosures for Adjustable-Rate Mortgage Loans
> **Treasury** · Final rule. · Published 1998-07-17 · 63 FR 38461
## Document
- **Document number:** 98-19143
- **Category:** other
- **Sub-agency:** Treasury
- **Federal Register citation:** 63 FR 38461
- **CFR reference:** 12 CFR 560
- **Publication date:** 1998-07-17
- **Treasury docket:** No. 98-70
## Abstract

The Office of Thrift Supervision (OTS) is issuing a final rule revising adjustable-rate mortgage loan (ARM) disclosure requirements for savings associations. In the interim final rule, the OTS conformed its ARM disclosure rule text to recent changes to related disclosure provisions in Regulation Z, which was issued by the Federal Reserve Board (FRB) under the Truth in Lending Act (TILA). In today's final rule, the OTS replaces its existing rule with a simple cross-reference to the Regulation Z disclosure provisions. The rule also makes minor technical changes. This substitution does not affect the rule's function of promoting safe and sound lending by savings associations nor OTS's enforcement of its provisions.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/1998/07/17/98-19143/disclosures-for-adjustable-rate-mortgage-loans)
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