# Direct Single Family Housing Loans and Grants
> **Rural Housing Service** · Final rule. · Published 2007-02-05 · Effective 2007-05-07 · 72 FR 5153
## Document
- **Document number:** E7-1817
- **Category:** rural-development
- **Sub-agency:** Rural Housing Service
- **Federal Register citation:** 72 FR 5153
- **CFR reference:** 7 CFR 3550
- **Publication date:** 2007-02-05
- **Effective date:** 2007-05-07
## Abstract

Through this action, the Rural Housing Service (RHS) is adopting homeownership education requirements. The lack of homeownership education is a well-known barrier to successful homeownership for many families. The intended effect of this action is to assure that first time homeowners financed under the Section 502 Direct program are well prepared for homeownership by assuring that they receive homeownership education.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2007/02/05/E7-1817/direct-single-family-housing-loans-and-grants)
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