A GUY PULLED OUT IN FRONT OF ME AND TO AVOID HITTING HIM I SLAMMED ON MY BRAKES. MY SEATBELT NEVER LOCKED SO I WAS THROWN FORWARD ALMOST TO THE STEERING WHEEL THEN SLAMMED BACKWARDS INTO MY SEAT. NOW I HAVE WHIPLASH AND A BONE OUT OF PLACE IN MY NECK UP NEAR MY SKULL. I HAVE AN EMERGENCY ROOM BILL FOR SEVERE HEADACHE AND AM HAVING TO PAY A CHIROPRACTOR TO TRY TO GET IT BACK IN PLACE TO STOP THE HEADACHES, IF SHE CAN'T WITH WHERE IT IS I MAY NEED A SURGERY I CAN'T AFFORD SINCE INSURANCE WON'T PAY FOR AVOIDED ACCIDENTS. IF THE SEAT BELT HAD LOCKED I WOULD NEVER HAVE HAD MY WHOLE BODY THROWN FORWARD THEN BACKWARD AND COULD HAVE POSSIBLY AVOIDED SUCH A SEVERE NECK AND BACK INJURY. *TR