ON 5/7/13 MY TOYOTA TACOMA AIRBAG DID NOT DEPLOY, WAS INJURED, AND WAS NOT RESPONSIBLE FOR ACCIDENT. UN-INSURED DRIVER, 2008 TOYOTA SCION, WAS CAUSE OF ACCIDENT, AND SCION'S AIRBAG WORKED. 2008 TOYOTA SCION WAS RECEIVED BY MF AUTO ON 4/4/13, PURCHASED BY YUKA OKUNA, INSURED BY GEICO ON APRIL 9, 2013 & RE-INSURED ON APRIL 10, 2013 W/ALL STATE INSURANCE (POLICY 4/10 TO 10/10?), AND POLICE REPORT STATED AMANDA LONGLEY OWNED CAR & INSURED BY SAFE AUTO. YET INSURANCE COMPANIES CLAIM IT IS 'PHANTOM OR GHOST DRIVER' AND NOT INSURED AT ALL- NOT LAWFUL IN STATE OF INDIANA AS PROOF OF INSURANCE IS REQUIRED? IT APPEARS BMV RECORDS MAYBE ALTERED AFTER POLICE REPORT- POLICE VERIFIED INFORMATION AT SCENE OF ACCIDENT? ADDITIONALLY, NOTICED POLICE REPORT STATED "SAFETY EQUIPMENT EFFECTIVE" WAS NOTED "YES" FOR SCION & TACOMA BUT MY TOYOTA TACOMA AIRBAG DID NOT WORK PROPERLY- PERCEIVED UNSAFE PRODUCT. LASTLY, TACOMA TOYOTA WAS IN A SEPARATE ACCIDENT IN 2004, NOT MY FAULT (REAR ENDED AT AROUND 35-40 MPH), AND AIRBAG DID NOT DEPLOY- CAUSED A LOT OF DAMAGES AND INJURY. TOYOTA FAILED TO PROVIDE A SAFE PRODUCT AND IS A CAUSE OF LOSS IN MANY WAYS- TOO MANY LOSSES TO DETAIL. TOYOTA WAS INFORMED IN WRITING BUT FAILED TO ADDRESS PRODUCT SAFETY CONCERNS ADEQUATELY AND APPEARED MORE CONCERNED ABOUT BRAND REPUTATION THAN SAFETY OF PEOPLE? (SEE PHI MATRIX FOR SOME REASONS- LINKED TO STOCK PRICES/BRAND/ DESIGN /BEAUTY ANALYTICS).