I WAS IN A MOTOR VEHICLE ACCIDENT HITTING THE REAR OF THE VEHICLE DIRECTLY IN FRONT OF ME WHICH HAD COME TO AN ABRUPT STOP. MY AIRBAGS DID NOT DEPLOY, CAUSING MY TO HIT MY HEAD ON THE STEERING WHEEL AND MY KNEE ON THE DASHBOARD. I SUSTAINED A POST CONCUSSIVE SYNDROME, LOST 6 MONTHS OF WORK, AND 1 YEAR OF SCHOOL, NOT TO MENTION THE FINANCIAL HARDSHIP. *TT