DURING LATE NIGHT DRIVE IN CLEAR WEATHER AT ABOUT 30 MPH, AUTO VEERED INTO UTILITY POLE HITTING ON DRIVER'S SIDE FRONT. THE HONDA ACCORD COUPE HAS SEAT BELT WHOSE HEIGHT WHERE MOUNTED TO SIDE BODY OF CAR IS NOT ADJUSTABLE. THE SEAT BELT WORN CORRECTLY BY DRIVER, CUT ACROSS THE NECK OF THE 5'3" DRIVER AND ABOVE HER RIGHT BREAST. DRIVER WAS TRANSPORTED BY AMBULANCE TO TWO HOSPITALS (THE FIRST DIDN'T FEEL IT COULD HANDLE THE INJURY). THE ONLY MAJOR INJURY WAS C2 CERVICAL FRACTURE REQUIRING (SO FAR) THE WEARING OF A RIGID MIAMI J NECK BRACE. FOLLOWUP WITH NEUROSURGEON WILL DETERMINE WHETHER THE INJURED NECK IS HEALING PROPERLY OR WILL REQUIRE SURGERY. *TR