DRIVER INVOLVED IN FRONT-END COLLISION, AIRBAGS FAILED TO DEPLOY, RESULTING IN INJURY REQUIRING MEDICAL ATTENTION. POLICE REPORT WAS FILED. DRIVER'S CAR, AT APPROXIMATELY 40 MPH (55 MPH BEFORE BRAKES WERE APPLIED), STRUCT THE REAR-END OF A STATIONARY VEHICLE LOADED WITH WOOD. DRIVER'S VEHICLE DEEMED A TOTAL LOSS DUE TO EXTENSIVE DAMAGE (FRONT END SMASHED, FRAME BENT, PASSENGER DOOR UNABLE TO OPEN, RADIATOR BUSTED, ETC.). DRIVER SUSTAINED NECK INJURY RESULTING IN NERVE DAMAGE TO ARM AND HAND, AND SIGNIFICANT BRUISING ABOUT THE CHEST AND ABDOMEN. *TR