TL* THE CONTACT OWNED A 2014 DODGE DART. THE CONTACT STATED THAT THE VEHICLE HYDROPLANED AND CRASHED INTO A METAL UTILITY POLE. NONE OF THE AIR BAGS DEPLOYED. THE CONTACT SUSTAINED FOUR FRACTURED RIBS, A FRACTURED LEFT SHOULDER, AND BRUISED KNEES AND STERNUM, WHICH REQUIRED MEDICAL ATTENTION. A POLICE REPORT WAS FILED. THE VEHICLE WAS DESTROYED. THE MANUFACTURER INFORMED THE CONTACT THAT THE AIR BAGS WERE FLAWED AND THAT THE CONTACT SHOULD HAVE BEEN AWARE OF THE FAILURE PRIOR TO THE CRASH. NEITHER THE MANUFACTURER NOR THE INSURANCE COMPANY INSPECTED THE VEHICLE. THE FAILURE MILEAGE WAS 8,700.