I WAS SLOWING DOWN TO STOP BEHIND ANOTHER CAR AT A RED LIGHT AND MY CAR SLOWED DOWN BUT DID NOT FULLY STOP. I BARELY BUMPED THE CAR IN FRONT OF ME AT PROBABLY LESS THAN 5 MILES PER HOUR BUT MY AIR BAGS WENT OFF. THERE WAS NO DAMAGE TO MY CAR OTHER THAN THE AIR BAGS EXPLODING AND MY INSURANCE COMPANY WANTS TO TOTAL MY CAR BECAUSE OF THE AIR BAGS EXPLODING. I HAVE SECOND DEGREE BURNS AND A CUT FROM THE AIR BAG.