JULY 10, 2015: DRIVING TO WORK APPROXIMATELY 8:15 AM CST. CAR IN FRONT OF ME STOPPED SUDDENLY AND I FELT THE BREAKS WERE NOT SLOWING THE VEHICLE DOWN ENOUGH TO AVOID IMPACT. WITH A VEHICLE ON MY RIGHT, MY ONLY OPTION WAS TO GO LEFT. I NEVER SAW THE TRUCK IN THE ONCOMING LANE AND HIT HEAD ON. THE AIRBAG DID NOT DEPLOY ON THE DRIVER'S SIDE. IT DID DEPLOY ON THE PASSENGER SIDE, BUT NO ONE ELSE WAS IN THE VEHICLE WITH ME. THE UPPER BODY PORTION OF THE SEAT BELT DID NOT RESTRAIN ME AND I SLAMMED FACE FIRST INTO THE STEERING WHEEL. I SUFFERED A BROKEN AND DISLOCATED WRIST THAT REQUIRED SURGERY, SEVERE BRUISING OF FACE, ARMS, CHEST, HIPS AND LEGS. I FEEL THIS IS A HUGE SAFETY CONCERN AND SHOULD BE RECTIFIED IMMEDIATELY.