AFTER WORK I WAS DRIVING HOME AS USUALL DOWN A VERY BUSY MAIN ROAD WITH ALOT OF TRAFFIC AND LIGHT CONTROLLED INTERSECTIONS. I WAS ABOUT 25 MIN AWAY FROM HOME WHEN I WAS BEGINNIGN TO MAKE A LANE CHANGE AND EXCELLERATE OVER TO THE RIGHT LANE. AS I BEGAN TO GET OVER WITHOUT A WARNING OR NOTICE MY POWER STEERING WENT OUT AND I WAS UNABLE TO TURN MY WHEEL WITHOUT EXCESSIVE FORCE. AS I CONTINUED TO COST INTO THE OTHER LANE AND GRAB AHOLD OF THE STEERING I REALIZED NOT ONLY DID THIS SHUT OFF BUT THE ENGINE DID AS WELL. I GUIDED THE CAR TO THE SAFEST PLACE I COULD (STILL IN THE MIDDLE OF THE INTERSECTION AND PUT THE CAR IN PARK. HUNDREDS OF CARS DROVE BY HONKING AND SWEARING AT ME LEAVING ME STUCK IN MY VEHICLE AS IT WAS TO UNSAFE TO GET OUT. AFTER ABOUT 15 MIN OF THAT STREESS A HELPFUL OLDER MAN HELPED PUSH ME TO A SAFER PART OF THE STREET UNTIL MY BOYFRIEND COULD GET TO ME AND HAVE THE CAR TOWED HOME. AFTER A WEEK AND A HALF AND CLOSE TO 500 LATER I WAS CALLED WITH THE NEWS THAT A CYLINDAR COLLAPSED CAUSING MY ENGINE TO FAIL. IT WOULD BE A 7,000-9,000 REPAIR AT THE LEAST. THE PROBLEM WITH THIS IS THAT I STILL OWE 13000 ON THIS VEHICLE AND IT BARELY BLUE BOOKS AT 10000. SO WHY WOULD I PAY THE MONEY WHEN I HAVE NEVER HAD AN ISSUE WITH THIS VEHICLE IN THE 3 YEARS OF OWNING IT AND HAD NO WARNING OR WAY TO PREVENT IT. I ALWAYS TOOK MY CAR TO A DEALER TO BE MAINTENCED AND NEVER MISSED AN OIL CHANGE SO HOW COULD THIS BE HAPPENING TO ME. NOW I AM STUCK WITH A CAR IN FRONT OF MY HOUSE THAT