WHILE TRAVELING 55 MILES PER HOUR ON ICY ROADS MY VEHICLE LOST CONTROL AND HIT A GUARD RAIL, THEN A TELEPHONE PHONE WHICH WAS KNOCKED OVER CAUSING IT TO ROLL 3 TIMES. THE VEHICLE IS A TOTAL LOSS. DURING THE ACCIDENT NONE OF THE AIRBAGS WERE DEPLOYED. AS TRAUMATIC AS THE ACCIDENT WAS I FEEL THEY SHOULD OF WENT OFF.