I WAS INVOLVED IN AN ACCIDENT. MY CAR HAD 21000 MILES. SOMEONE RAN A LIGHT THROUGH AN EMERGANCY LANE THE FRONT OF OUR VEHICLES COLLIDED. NO AIR BAGS DEPLOYED, MY ENGINE ENDED UP ON THE GROUND AS WELL AS MY RADIATOR. IT WAS A TOTAL LOSS. SHOULDN'T THERE HAVE BEEN AIRBAGS DEPLOYED?