ON SEPTEMBER 24, 2015, MY WIFE WAS DRIVING OUR MONTE CARLO. UNBEKNOWN TO HER THE CAR BEGAN SMOKING UNDERNEATH, CAUSING LOSS OF CONTROL WITH NEITHER STEERING NOR BRAKING CAPABILITY. OTHER DRIVERS, NOTICING THE SMOKE, WERE ATTEMPTING TO NOTIFY HER OF THE IMPENDING FIRE. SHE WAS ABLE TO DRIVE ABOUT ANOTHER MILE BEFORE LOSING CONTROL AND CRASHING INTO A TREE ON MY NEIGHBOR'S YARD. THE CAR BECAME COMPLETELY ENGULFED IN FLAMES AND WAS DESTROYED. WERE IT NOT FOR SEVERAL GOOD SAMARITANS, AND POLICE AND FIRE PERSONNEL, SHE WOULD HAVE BEEN KILLED. ALL DOCUMENTATION IS AVAILABLE FOR REVIEW.