I WAS DRIVING HOME FROM WORK ON A QUIET RESIDENTIAL STREET WHEN MY 2012 KIA OPTIMA EX SUDDENLY QUIT. I COASTED INTO AN OFFICE PARKING LOT WHERE I SAW SMOKE COMING FROM THE ENGINE. I EXITED THE CAR, OPENED THE HOOD AND SAW THAT THE ENGINE WAS ON FIRE. SUDDENLY, THE FLAMES HIT THE FUEL LINE AND THE ENGINE EXPLODED SHOOTING FLAMES 10 FEE HIGH. I WAS DESPARATELY TRYING TO GET EVERYTHING VALUABLE OUT OF THE CAR WHILE CALLING 911. IT TOOK 4 FIREFIGHTERS TO PUT OUT THE FLAMES . THANKFULLY, THE WHOLE AUTOMOBILE WASN'T CONSUMED. IT WAS DEEMED A TOTAL LOSS. THIS VEHICLE ONLY HAD 57,600 MILES ON IT AND WAS STILL UNDER MANUFACTURER WARRANTY.