TL* THE CONTACT OWNS A 2003 JEEP GRAND CHEROKEE. WHILE ACCELERATING FROM A STOP LIGHT AT 3 MPH, ANOTHER VEHICLE RAN THE RED LIGHT AND CRASHED INTO THE FRONT DRIVER'S SIDE OF THE CONTACT'S VEHICLE. THE AIR BAGS IN THE VEHICLE FAILED TO DEPLOY. THE CONTACT SUSTAINED HEAD INJURIES THAT REQUIRED MEDICAL ATTENTION. THE CONTACT WAS UNAWARE OF INJURIES TO OCCUPANTS IN THE OTHER VEHICLE. A POLICE REPORT WAS FILED. THE VEHICLE WAS DRIVEN TO THE CONTACT'S HOME WHERE IT WAS AWAITING TO BE INSPECTED BY THE INSURANCE COMPANY. THE AIR BAG FAILURE WAS YET TO BE DETERMINED. THE MANUFACTURER WAS NOT MADE AWARE OF THE FAILURE. THE FAILURE MILEAGE WAS APPROXIMATELY 155,000.